Best ZIP Codes for Cash Flow in Lumberton, NC (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 28377 | Red Springs, NC | $97,169 | $837 | 6.72% | 2.7% |
| 2 | 28358 | Lumberton, NC | $144,722 | $1,198 | 6.45% | 5.2% |
| 3 | 28364 | Maxton, NC | $105,564 | $837 | 6.18% | 4.2% |
| 4 | 28383 | Elrod, NC | $107,251 | $837 | 6.09% | 5.3% |
| 5 | 28369 | Proctorville, NC | $116,719 | $837 | 5.59% | 3.7% |
| 6 | 28384 | Saint Pauls, NC | $141,151 | $1,008 | 5.57% | 4.4% |
| 7 | 28371 | Parkton, NC | $264,036 | $1,700 | 5.02% | 8.0% |
| 8 | 28372 | Pembroke, NC | $151,093 | $837 | 4.32% | 4.6% |
| 9 | 28360 | Lumberton, NC | $186,176 | $837 | 3.51% | 6.1% |
| 10 | 28357 | Lumber Bridge, NC | $207,071 | $837 | 3.15% | 5.0% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Lumberton, NC · Affordable in Lumberton, NC
Or see the full Lumberton, NC metro profile.