Real Estate Investing in Shawboro, North Carolina (27974)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Camden County • Population: 906 • Data updated: September 2026

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Should you buy in 27974 (Shawboro, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Shawboro, NC (27974)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $339,418
Avg Monthly Rent $1,260
1% Rule ✗ Does Not Meet
Median Income $82,011
% Renters 3.6%

Market Analysis: 27974 Shawboro

The 27974 ZIP in Shawboro, NC is a local-operator market. Outside capital chasing a $339K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 27974 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 27974 and stronger Shawboro ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Put differently, 906 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 27974 is an operator game, not a passive one. Stepping back, entry prices of $339K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Shawboro:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+9.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,260/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$356K$309K$261K$214K$166K$119KMar 2009Nov 2017Jul 2026

📊 How Does 27974 Compare?

Metric 27974 Shawboro North Carolina
Home Value $339,418 $372,285 $330,565
5-Year CAGR 8.3% 7.0% 7.8%
Avg Rent $1,260 $1,287 -
Cap Rate 2.9% 2.7% -
💡 Why Invest in 27974? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 27974 (Shawboro, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+8.3%
Strong

📊 Market Snapshot

Home Value $339,418
Monthly Rent $1,260
Price-to-Rent 22.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 11.2%

📈 Home Appreciation

1-Year +9.5% ▲
3-Year CAGR +8.4% ▲
5-Year CAGR +8.3% ▲
10-Year CAGR +8.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.1%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+8.3%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 27974

Population: 906

💰 Median Household Income
$82,011
This area
$82,011
State
$63,256
USA
$74,580
🏠 Renter Occupied
3.6%
This area
3.6%
State
27.8%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-19.3%
USA
3.7%
🎓 College Educated
9.6%
This area
9.6%
State
0.5%
USA
33.7%
👤 Median Age
52.6 years
This area
52.6 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
6.1%
This area
6.1%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 64.9%
Other/Mixed 17.2%
Black/African American 16.7%
Hispanic/Latino 7.6%
Asian 1.3%
👶 Under 18
10.7%
This area
10.7%
USA
22.0%
👴 65 and Over
23.5%
This area
23.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 984 Off-Campus Students
C+
Elizabeth City State University
2,165 students · 12.1 mi
C
Mid-Atlantic Christian University
177 students · 12.7 mi
C
College of the Albemarle
2,582 students · 13.5 mi

Investor Insight: With 984 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Shawboro, NC better for rentals, flips, or BRRRR?

For Shawboro, NC, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Are tenants stable in Shawboro, NC?

Shawboro, NC draws a steady base of working renters. Demand at the $1,260/mo rent level is reasonable for standard single-family and small multi rentals.

What price range are homes in Shawboro, NC?

Median home price in Shawboro, NC is near $339K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

Should investors consider Shawboro, NC?

The 3.0/5 investability rating in Shawboro, NC reflects its $339K prices and $1,260/mo rents. Investors generally consider it a solid option within NC.

What do landlords charge for rent in Shawboro, NC?

Expect rents around $1,260/mo per month in Shawboro, NC. With home values at $339K, the yield math works out to reasonable levels for rental investors.

You know 27974 now. You don’t know where it ranks.

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How 27974 ranks in Virginia Beach-Norfolk-Newport News, VA-NC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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