Real Estate Investing in Camden, North Carolina (27921)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Camden County • Population: 4,903 • Data updated: September 2026

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Should you buy in 27921 (Camden, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 12.0% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 27.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Camden, NC (27921)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $397,320
Avg Monthly Rent $1,215
1% Rule ✗ Does Not Meet
Median Income $73,864
% Renters 24.2%

Market Analysis: 27921 Camden

This part of Camden County is not an easy win. The 27921 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Stepping back, the numbers look inviting — $397K purchase price, 0.0% nominal cap — the work to hit that pro forma in 27921 is substantial and deserves full respect.

Nearby ZIPs in Camden have seen price recovery that 27921 has not matched. Camden County data supports the view that the spread is structural rather than temporary.

The demographic picture in 27921 includes headwinds that any investor should price in. Income distribution skews lower than Camden averages, and tenant stability requires active management.

Distressed ZIPs reward experience. solid returns are possible in 27921, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Camden:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.4× the median income
Value Trend
Rising (+3.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,215/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 27921

Which property type performs best in this market?

Best for Cash Flow
4BR
3.5% cap rate
Best for Appreciation
3BR
+8.7% 5yr CAGR
Best Overall Value
4BR
$116,067/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $388,064 $1,880 3.5% +8.7% $129,355
4BR $464,269 $2,260 3.5% +8.0% $116,067

Market Trends

Home Value History (with trend line)

$413K$368K$322K$277K$232K$186KJan 2008May 2017Jul 2026

📊 How Does 27921 Compare?

Metric 27921 Camden North Carolina
Home Value $397,320 $397,320 $330,565
5-Year CAGR 6.1% 6.1% 7.8%
Avg Rent $1,215 $1,215 -
Cap Rate 2.4% 2.4% -
💡 Why Invest in 27921? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 27921 (Camden, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+6.1%
Strong

📊 Market Snapshot

Home Value $397,320
Monthly Rent $1,215
Price-to-Rent 27.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +3.8% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.0%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.1%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 27921

Population: 4,903

💰 Median Household Income
$73,864
This area
$73,864
State
$63,256
USA
$74,580
🏠 Renter Occupied
24.2%
This area
24.2%
State
27.8%
USA
34.0%
💼 Unemployment Rate
4.8%
This area
4.8%
State
-19.3%
USA
3.7%
🎓 College Educated
29.7%
This area
29.7%
State
0.5%
USA
33.7%
👤 Median Age
38.3 years
This area
38.3 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
12.0%
This area
12.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 82.0%
Other/Mixed 10.1%
Black/African American 6.5%
Hispanic/Latino 3.2%
Asian 1.3%
👶 Under 18
27.0%
This area
27.0%
USA
22.0%
👴 65 and Over
14.7%
This area
14.7%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 27921

B Avg School Grade
5 Schools
16.3:1 Avg Class Size
$12,684 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Camden County High

📚 09 – 12 High School
👥
453 Students
👨‍🏫
12.4:1 Class Size
💰
$12,684 Per Student
B+ Above Average

Camden Middle

📚 06 – 08 Middle
👥
441 Students
👨‍🏫
14.1:1 Class Size
💰
$12,684 Per Student
B+ Above Average

Grandy Primary

📚 Pre-K – 02 Elementary
👥
456 Students
👨‍🏫
13.1:1 Class Size
💰
$12,684 Per Student
B Good

Camden Intermediate

📚 03 – 05 Elementary
👥
464 Students
👨‍🏫
15.5:1 Class Size
💰
$12,684 Per Student
C Below Average

Camden Early College High

📚 09 – 13 High School
👥
139 Students
👨‍🏫
26.2:1 Class Size
💰
$12,684 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 984 Off-Campus Students
C
College of the Albemarle
2,582 students · 3.8 mi
C
Mid-Atlantic Christian University
177 students · 4.4 mi
C+
Elizabeth City State University
2,165 students · 5.7 mi

Investor Insight: With 984 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How viable is house hacking in Camden, NC?

Camden, NC offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,215/mo rent level.

Should investors worry about vacancy in Camden, NC?

Camden, NC carries elevated vacancy risk. Expect stable absorption at market rents of $1,215/mo.

How strong is the working-renter base in Camden, NC?

Camden, NC offers a consistent renter base at the $1,215/mo rent level. Tenant turnover is reasonable for well-managed properties.

What monthly rent should investors expect in Camden, NC?

Camden, NC rentals go for roughly $1,215/mo a month. That puts gross yield in solid territory relative to $397K acquisition costs.

How strict are landlord regulations in Camden, NC?

Camden, NC falls under NC landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 27921 now. You don’t know where it ranks.

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How 27921 ranks in Virginia Beach-Norfolk-Newport News, VA-NC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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