Real Estate Investing in Earleville, Maryland (21919)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cecil County • Population: 3,644 • Data updated: September 2026

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Should you buy in 21919 (Earleville, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 42.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Earleville, MD (21919)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $382,222
Avg Monthly Rent $1,935
1% Rule ✗ Does Not Meet
Median Income $101,806
% Renters 10.8%

Market Analysis: 21919 Earleville

ZIP 21919 inside Cecil County looks affordable on the surface — median value of $382K — but the discount exists for reasons that a careful buyer should understand before committing.

Stepping back, the numbers look inviting — $382K purchase price, 0.0% nominal cap — the work to hit that pro forma in 21919 is substantial and deserves full respect.

The gap between 21919 and stronger Earleville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A substantial renter share of 11% in 21919 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Earleville:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Stable (+2.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,935/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 21919

Which property type performs best in this market?

Best for Cash Flow
2BR
6.0% cap rate
Best for Appreciation
2BR
+8.3% 5yr CAGR
Best Overall Value
2BR
$129,470/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $258,940 $2,150 6.0% +8.3% $129,470
3BR $389,842 $2,580 4.8% +7.5% $129,947
4BR $525,973 $2,880 3.9% +8.1% $131,493

Market Trends

Home Value History (with trend line)

$399K$361K$323K$284K$246K$207KJul 2006Jul 2016Jul 2026

📊 How Does 21919 Compare?

Metric 21919 Earleville Maryland
Home Value $382,222 $382,222 $424,997
5-Year CAGR 3.4% 3.4% 4.9%
Avg Rent $1,935 $1,935 -
Cap Rate 4.0% 4.0% -
💡 Why Invest in 21919? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21919 (Earleville, MD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Low
5yr Growth
+3.4%
Moderate

📊 Market Snapshot

Home Value $382,222
Monthly Rent $1,935
Price-to-Rent 16.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year +2.1% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +3.4% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
42.1%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.4%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21919

Population: 3,644

💰 Median Household Income
$101,806
This area
$101,806
State
$107,932
USA
$74,580
🏠 Renter Occupied
10.8%
This area
10.8%
State
23.8%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-20.0%
USA
3.7%
🎓 College Educated
32.1%
This area
32.1%
State
10.6%
USA
33.7%
👤 Median Age
51.3 years
This area
51.3 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
42.1%
This area
42.1%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 98.6%
Asian 0.7%
Black/African American 0.4%
Other/Mixed 0.3%
👶 Under 18
15.2%
This area
15.2%
USA
22.0%
👴 65 and Over
29.1%
This area
29.1%
USA
17.3%
📊 Poverty Rate
6.3%
This area
6.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How does Earleville, MD rate as a rental market?

Earleville, MD rates 3.0/5 for investability. With median values at $382K and rents near $1,935/mo, the market offers reasonable fundamentals for rental investors.

How should investors approach Earleville, MD?

In Earleville, MD the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $382K prices and $1,935/mo rents suits that approach.

What is the typical rental rate in Earleville, MD?

The typical rental in Earleville, MD commands about $1,935/mo monthly. That rent profile predictable cash flow against the $382K purchase basis.

Is house hacking profitable in Earleville, MD?

House hacking in Earleville, MD is reasonable to execute. Prices around $382K and rents of $1,935/mo solid owner-occupant economics.

Do landlords face vacancy issues in Earleville, MD?

Rental vacancy in Earleville, MD is elevated. Investors should budget normal turnover but not chronic empty units.

You know 21919 now. You don’t know where it ranks.

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How 21919 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

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Cash Flow → Appreciation → Affordable → 1% Rule →
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