Real Estate Investing in Betterton, Maryland (21610)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kent County • Population: 358 • Data updated: September 2026

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Should you buy in 21610 (Betterton, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 47.5% of homes vacant — above national norms.
  • Higher unemployment: 12.4% unemployment — tenant risk signal.
  • High price-to-rent: Price-to-rent ratio 26.1 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Betterton, MD (21610)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $324,170
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $62,750
% Renters 36.9%

Market Analysis: 21610 Betterton

ZIP 21610 inside Kent County looks affordable on the surface — median value of $324K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 21610 can be a a credible choice for hunting ground — but the discount at $324K reflects genuine risk that outside investors often underestimate.

Regionally, 21610 sits on the difficult end of the MD spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

A solid renter share of 37% in 21610 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. sturdy returns are possible in 21610, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Betterton:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$337K$305K$272K$240K$208K$175KJul 2006Jul 2016Jul 2026

📊 How Does 21610 Compare?

Metric 21610 Betterton Maryland
Home Value $324,170 $324,170 $424,997
5-Year CAGR 4.2% 4.2% 4.9%
Avg Rent $1,035 $1,035 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 21610? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21610 (Betterton, MD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+4.2%
Moderate

📊 Market Snapshot

Home Value $324,170
Monthly Rent $1,035
Price-to-Rent 26.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 6.7%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
47.5%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21610

Population: 358

💰 Median Household Income
$62,750
This area
$62,750
State
$107,932
USA
$74,580
🏠 Renter Occupied
36.9%
This area
36.9%
State
23.8%
USA
34.0%
💼 Unemployment Rate
12.4%
This area
12.4%
State
-20.0%
USA
3.7%
🎓 College Educated
36.3%
This area
36.3%
State
10.6%
USA
33.7%
👤 Median Age
52.8 years
This area
52.8 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
47.5%
This area
47.5%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 78.8%
Black/African American 15.7%
Hispanic/Latino 5.5%
Other/Mixed 5.5%
👶 Under 18
17.1%
This area
17.1%
USA
22.0%
👴 65 and Over
22.0%
This area
22.0%
USA
17.3%
📊 Poverty Rate
0.9%
This area
0.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C+
Washington College
916 students · 10.2 mi

Frequently Asked Questions

What approach is best for Betterton, MD real estate?

For Betterton, MD, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How tight is the rental market in Betterton, MD?

Vacancy in Betterton, MD is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,035/mo.

Does Betterton, MD favor landlords or tenants?

For rental operators, Betterton, MD rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Does house hacking make sense in Betterton, MD?

For house hackers, Betterton, MD is a challenging. The $1,035/mo rent on a unit helps defray the mortgage on a $324K property.

How much rent can I charge in Betterton, MD?

Average rent in Betterton, MD is approximately $1,035/mo per month. Against $324K home values that yields a reasonable rent-to-price ratio.

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