Real Estate Investing in Belcamp, Maryland (21017)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 21017 (Belcamp, MD)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in Belcamp, MD (21017)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 21017 Belcamp
The 21017 ZIP covers a section of Belcamp that demands careful diligence. Prices near $290K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $290K asset, 21017 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 21017's metrics run below Harford County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 21017 ZIP's population of 6,404 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.
Distressed ZIPs reward experience. durable returns are possible in 21017, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Belcamp:
Property Strategy for 21017
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $236,158 | $2,070 | 6.3% | +7.5% | $118,079 |
| 3BR | $295,030 | $2,630 | 6.4% | +6.4% | $98,343 |
| 4BR | $385,626 | $2,910 | 5.4% | +5.6% | $96,406 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 21017 Compare?
| Metric | 21017 | Belcamp | Baltimore-Columbia-Towson, MD | Maryland |
|---|---|---|---|---|
| Home Value | $289,783 | $289,783 | N/A | $424,997 |
| 5-Year CAGR | 4.4% | 4.4% | N/A | 4.9% |
| Avg Rent | $1,876 | $1,876 | N/A | - |
| Cap Rate | 5.1% | 5.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 21017 (Belcamp, MD). Anonymous, moderated, never written by AI.
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Property managers serving Harford County
Manage rentals here? List your business →MRA Property Management, Inc. serves communities by providing property management services for associations. summary from their website
Chesapeake Property Management, Inc. offers full-service property management and real estate services in the Baltimore Metro Area and specific Maryland counties since 1997. summary from their website
Scott Property Management provides property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $289,783 |
| Monthly Rent | $1,876 |
| Price-to-Rent | 12.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.8% |
| Cap Rate | 5.1% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +2.2% ▲ |
| 3-Year CAGR | +1.9% ▲ |
| 5-Year CAGR | +4.4% ▲ |
| 10-Year CAGR | +4.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 21017
Population: 6,404
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 21017
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,639 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How does Belcamp, MD rate as a rental market?
Belcamp, MD scores 3.0/5 for investability. Home values sit at $290K and rents near $1,876/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How high is vacancy risk in Belcamp, MD?
Belcamp, MD carries elevated vacancy risk. Expect reliable absorption at market rents of $1,876/mo.
Is Belcamp, MD landlord-friendly?
MD law landlord-friendly for landlords, and Belcamp inherits those rules. Investors should still review local ordinances for rental licensing.
Is house hacking profitable in Belcamp, MD?
House hacking in Belcamp, MD is reasonable to execute. Prices around $290K and rents of $1,876/mo solid owner-occupant economics.
What monthly rent should investors expect in Belcamp, MD?
Average rent in Belcamp, MD is approximately $1,876/mo per month. Against $290K home values that yields a reasonable rent-to-price ratio.
You know 21017 now. You don’t know where it ranks.
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How 21017 ranks in Baltimore-Columbia-Towson, MD
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