Real Estate Investing in Abingdon, Maryland (21009)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Harford County • Population: 33,444 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 21009 (Abingdon, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Abingdon, MD (21009)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $378,521
Avg Monthly Rent $1,983
1% Rule ✗ Does Not Meet
Median Income $108,703
% Renters 18.3%

Market Analysis: 21009 Abingdon

Not every below-median market is a bargain. Abingdon's 21009 ZIP records signals that favor experienced operators who can absorb the risk $379K pricing implies.

The 21009 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Abingdon have seen price recovery that 21009 has not matched. Harford County data supports the view that the spread is structural rather than temporary.

Employment concentration in 21009 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategy in 21009 is an operator game, not a passive one. Stepping back, entry prices of $379K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Abingdon:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Stable (+1.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,983/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Baltimore-Columbia-Towson, MD Metro Area
Even conditions for buyers and sellers
35 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Baltimore-Columbia-Towson, MD metro data
🏠

Property Strategy for 21009

Which property type performs best in this market?

Best for Cash Flow
3BR
5.1% cap rate
Best for Appreciation
2BR
+7.3% 5yr CAGR
Best Overall Value
5BR
$111,657/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $271,922 $1,900 5.0% +7.3% $135,961
3BR $341,131 $2,410 5.1% +6.5% $113,710
4BR $480,467 $2,670 4.0% +6.1% $120,117
5BR $558,285 +6.1% $111,657

Market Trends

Home Value History (with trend line)

$393K$358K$322K$287K$251K$215KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,212$2,038$1,864$1,691$1,517$1,343Oct 2020Sep 2023Jul 2026

📊 How Does 21009 Compare?

Metric 21009 Abingdon Baltimore-Columbia-Towson, MD Maryland
Home Value $378,521 $378,521 N/A $424,997
5-Year CAGR 4.1% 4.1% N/A 4.9%
Avg Rent $1,983 $1,983 N/A -
Cap Rate 4.1% 4.1% - -
💡 Why Invest in 21009? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21009 (Abingdon, MD). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 21009 (Abingdon, MD)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Harford County

Manage rentals here? List your business →

MRA Property Management, Inc. serves communities by providing property management services for associations. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Chesapeake Property Management, Inc. offers full-service property management and real estate services in the Baltimore Metro Area and specific Maryland counties since 1997. summary from their website

Unclaimed — is this your business? Claim it free

Scott Property Management provides property management services. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+4.1%
Moderate

📊 Market Snapshot

Home Value $378,521
Monthly Rent $1,983
Price-to-Rent 15.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +1.9% ▲
3-Year CAGR +2.2% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year +4.6% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +4.8% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.8%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.1%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21009

Population: 33,444

💰 Median Household Income
$108,703
This area
$108,703
State
$107,932
USA
$74,580
🏠 Renter Occupied
18.3%
This area
18.3%
State
23.8%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-20.0%
USA
3.7%
🎓 College Educated
38.3%
This area
38.3%
State
10.6%
USA
33.7%
👤 Median Age
36.9 years
This area
36.9 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
2.8%
This area
2.8%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 72.9%
Black/African American 17.2%
Other/Mixed 5.9%
Asian 3.9%
Hispanic/Latino 2.7%
👶 Under 18
21.4%
This area
21.4%
USA
22.0%
👴 65 and Over
11.6%
This area
11.6%
USA
17.3%
📊 Poverty Rate
3.4%
This area
3.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 21009

B+ Avg School Grade
3 Schools
14.4:1 Avg Class Size
$16,969 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Abingdon Elementary

📚 Pre-K – 05 Elementary
👥
674 Students
👨‍🏫
14.2:1 Class Size
💰
$16,969 Per Student
B+ Above Average

Old Post Road Elementary

📚 Pre-K – 05 Elementary
👥
892 Students
👨‍🏫
13.7:1 Class Size
💰
$16,969 Per Student
B+ Above Average

William S. James Elementary

📚 K – 05 Elementary
👥
475 Students
👨‍🏫
15.3:1 Class Size
💰
$16,969 Per Student

Nearby Schools (4 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Deerfield Elementary

📚 Pre-K – 05 Elementary
📍 2307 Willoughby Beach Rd, Edgewood
👥
714 Students
👨‍🏫
13.2:1 Class Size
💰
$16,969 Per Student
A Very Good

Edgewood Elementary

📚 Pre-K – 05 Elementary
📍 2100 Cedar Dr, Edgewood
👥
415 Students
👨‍🏫
12.7:1 Class Size
💰
$16,969 Per Student
B+ Above Average

Edgewood Middle

📚 06 – 08 Middle
📍 2311 Willoughby Beach Rd, Edgewood
👥
994 Students
👨‍🏫
12.3:1 Class Size
💰
$16,969 Per Student
B+ Above Average

Edgewood High

📚 09 – 12 High School
📍 2415 Willoughby Beach Rd, Edgewood
👥
1,417 Students
👨‍🏫
14.9:1 Class Size
💰
$16,969 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 7,122 Off-Campus Students
C
Aveda Institute-Maryland
84 students · 5.2 mi
C
Harford Community College
5,108 students · 6.3 mi
C
Community College of Baltimore County
15,803 students · 12.9 mi
D
Montgomery Beauty School-Baltimore Beauty & Barber School
252 students · 13.8 mi

Investor Insight: With 7,122 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Abingdon, MD a smart market for rental property?

With a 3.0/5 investability score, Abingdon, MD ranks as a solid market for rental property investors. Median prices of $379K and rents of $1,983/mo drive the underlying numbers.

Are renters plentiful in Abingdon, MD?

Abingdon, MD draws a reliable base of working renters. Demand at the $1,983/mo rent level is reasonable for standard single-family and small multi rentals.

Is vacancy a concern in Abingdon, MD?

Expect elevated vacancy in Abingdon, MD. Rents at $1,983/mo are absorbed by the tenant base without meaningful lag.

What strategy should investors use in Abingdon, MD?

A careful cash-flow rentals with hands-on management strategy Abingdon, MD best. The market produces consistent results for that approach at the $379K price point.

What is the average monthly rent in Abingdon, MD?

Expect rents around $1,983/mo per month in Abingdon, MD. With home values at $379K, the yield math works out to reasonable levels for rental investors.

You know 21009 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 21009 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 21009 ranks in Baltimore-Columbia-Towson, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 21009 (Abingdon)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 21009 (Abingdon, MD).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.