Real Estate Investing in Massey, Maryland (21650)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kent County • Population: 98 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 21650 (Massey, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 26.3 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Massey, MD (21650)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $383,125
Avg Monthly Rent $1,215
1% Rule ✗ Does Not Meet
Median Income $92,000
% Renters 8.9%

Market Analysis: 21650 Massey

The 21650 ZIP in Massey, MD is a local-operator market. Outside capital chasing a $383K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 21650 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

On balance, 21650 offers a low basis, the region around Massey has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

On balance, 98 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 21650 is an operator game, not a passive one. Meanwhile, entry prices of $383K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Massey:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+7.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,215/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$388K$373K$358K$342K$327K$312KFeb 2022May 2024Jul 2026

📊 How Does 21650 Compare?

Metric 21650 Massey Maryland
Home Value $383,125 $383,125 $424,997
5-Year CAGR N/A N/A 4.9%
Avg Rent $1,215 $1,215 -
Cap Rate 2.5% 2.5% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21650 (Massey, MD). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 21650 (Massey, MD)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
2.5%
Low

📊 Market Snapshot

Home Value $383,125
Monthly Rent $1,215
Price-to-Rent 26.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +7.8% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21650

Population: 98

💰 Median Household Income
$92,000
This area
$92,000
State
$107,932
USA
$74,580
🏠 Renter Occupied
8.9%
This area
8.9%
State
23.8%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-20.0%
USA
3.7%
🎓 College Educated
16.9%
This area
16.9%
State
10.6%
USA
33.7%
👤 Median Age
41.6 years
This area
41.6 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
Hispanic/Latino 57.1%
Other/Mixed 57.1%
White 42.9%
👶 Under 18
30.8%
This area
30.8%
USA
22.0%
👴 65 and Over
13.3%
This area
13.3%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 21650

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Galena Elementary School

📚 Pre-K – 05 Elementary
📍 114 S Main Street, Galena
👥
291 Students
👨‍🏫
10.9:1 Class Size
💰
$53,203 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
D
All In The Wrist Barber Academy
17 students · 10.8 mi

Frequently Asked Questions

What are rental rates like in Massey, MD?

Average rent in Massey, MD is approximately $1,215/mo per month. Against $383K home values that yields a reasonable rent-to-price ratio.

What kind of tenants rent in Massey, MD?

Massey, MD offers a measured renter base at the $1,215/mo rent level. Tenant turnover is reasonable for well-managed properties.

How should investors approach Massey, MD?

Most investors in Massey, MD run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

Should investors consider Massey, MD?

The 2.0/5 investability rating in Massey, MD reflects its $383K prices and $1,215/mo rents. Investors generally consider it a solid option within MD.

How do landlord-tenant laws work in Massey, MD?

MD law landlord-friendly for landlords, and Massey inherits those rules. Investors should still review local ordinances for rental licensing.

You know 21650 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 21650 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 21650 (Massey)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 21650 (Massey, MD).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.