Real Estate Investing in Highland, Maryland (20777)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 20777 (Highland, MD)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 34.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Highland, MD (20777)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 20777 Highland
This part of Howard County is not an easy win. The 20777 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 20777 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Within MD, ZIP 20777 trails on several market indicators that neighboring Howard County submarkets outperform. The gap is real and durable enough to shape underwriting.
A notable renter share of 3% in 20777 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
New investors are better served looking at Highland's stable or hybrid ZIPs before stepping into 20777. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Highland:
Property Strategy for 20777
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 4BR | $958,832 | $3,860 | 2.9% | +6.6% | $239,708 |
| 5BR | $1,201,803 | — | — | +7.3% | $240,361 |
Market Trends
Home Value History (with trend line)
📊 How Does 20777 Compare?
| Metric | 20777 | Highland | Baltimore-Columbia-Towson, MD | Maryland |
|---|---|---|---|---|
| Home Value | $1,009,363 | $1,009,363 | N/A | $424,997 |
| 5-Year CAGR | 4.6% | 4.6% | N/A | 4.9% |
| Avg Rent | $2,448 | $2,448 | N/A | - |
| Cap Rate | 1.9% | 1.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 20777 (Highland, MD). Anonymous, moderated, never written by AI.
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Property managers serving Howard County
Manage rentals here? List your business →Advanced Property Management, Inc. offers residential property management services for condos, townhomes, and single-family homes with no upfront fees or binding contracts. summary from their website
American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website
Iko Community Management provides HOA and community association management services in Columbia, MD and Suburban Maryland. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,009,363 |
| Monthly Rent | $2,448 |
| Price-to-Rent | 34.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.9% |
| Cap Rate | 1.9% |
| 5-Year IRR | 6.5% |
📈 Home Appreciation
| 1-Year | +4.1% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | +4.6% ▲ |
| 10-Year CAGR | +4.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 20777
Population: 3,046
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 20777
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Clarksville Elementary
Clarksville Middle
Lime Kiln Middle
Pointers Run Elementary
Cedar Lane Special Center
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,459 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What are rental rates like in Highland, MD?
Rental rates in Highland, MD average $2,448/mo. Tenant demand and $1.0M home values make the yield look reasonable by investor standards.
What is the tenant pool like in Highland, MD?
The tenant pool in Highland, MD is solid, supported by local employment and population fundamentals. Rents of $2,448/mo are well-absorbed by the market.
How expensive is real estate in Highland, MD?
Median home price in Highland, MD is near $1.0M, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.
What does house hacking look like in Highland, MD?
The a tougher house-hack environment in Highland, MD reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What approach is best for Highland, MD real estate?
The best-fit strategy in Highland, MD is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
You know 20777 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 20777 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 20777 ranks in Baltimore-Columbia-Towson, MD
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