Real Estate Investing in Sterling, Virginia (20164)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Loudoun County • Population: 42,694 • Data updated: September 2026

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Should you buy in 20164 (Sterling, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Sterling, VA (20164)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $593,739
Avg Monthly Rent $2,831
1% Rule ✗ Does Not Meet
Median Income $125,302
% Renters 24.1%

Market Analysis: 20164 Sterling

Investors eyeing 20164 need to respect the fundamentals at play. Home values of $594K come alongside slower price movement and elevated management overhead.

For an experienced owner, 20164 can be a a viable market for hunting ground — but the discount at $594K reflects genuine risk that outside investors often underestimate.

ZIP 20164's metrics run below Loudoun County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 20164 ZIP's population of 42,694 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.

New investors are better served looking at Sterling's stable or hybrid ZIPs before stepping into 20164. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sterling:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Stable (+2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,831/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 20164

Which property type performs best in this market?

Best for Cash Flow
1BR
6.4% cap rate
Best for Appreciation
2BR
+6.8% 5yr CAGR
Best Overall Value
5BR
$137,580/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $246,387 $2,180 6.4% +4.1% $246,387
2BR $378,579 $2,430 4.6% +6.8% $189,289
3BR $542,517 $3,070 4.1% +6.5% $180,839
4BR $649,237 $3,600 4.0% +5.8% $162,309
5BR $687,901 +5.5% $137,580

Market Trends

Home Value History (with trend line)

$632K$544K$455K$367K$278K$190KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,969$2,815$2,660$2,506$2,352$2,197Mar 2022May 2024Jul 2026

📊 How Does 20164 Compare?

Metric 20164 Sterling Virginia
Home Value $593,739 $652,841 $403,170
5-Year CAGR 4.4% 4.0% 6.4%
Avg Rent $2,831 $2,713 -
Cap Rate 3.7% 3.3% -
💡 Why Invest in 20164? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20164 (Sterling, VA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+4.4%
Moderate

📊 Market Snapshot

Home Value $593,739
Monthly Rent $2,831
Price-to-Rent 17.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +2.4% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +4.4% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year +2.2% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 20164

Population: 42,694

💰 Median Household Income
$125,302
This area
$125,302
State
$80,295
USA
$74,580
🏠 Renter Occupied
24.1%
This area
24.1%
State
25.7%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-18.5%
USA
3.7%
🎓 College Educated
39.3%
This area
39.3%
State
4.0%
USA
33.7%
👤 Median Age
35.5 years
This area
35.5 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
2.4%
This area
2.4%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 43.5%
Other/Mixed 34.9%
Hispanic/Latino 31.8%
Asian 14.7%
Black/African American 6.9%
👶 Under 18
23.9%
This area
23.9%
USA
22.0%
👴 65 and Over
10.7%
This area
10.7%
USA
17.3%
📊 Poverty Rate
6.8%
This area
6.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 20164

A+ Avg School Grade
12 Schools
9.4:1 Avg Class Size
$20,784 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Forest Grove Elementary

📚 Pre-K – 05 Elementary
👥
537 Students
👨‍🏫
9.7:1 Class Size
💰
$20,784 Per Student
A+ Excellent

Guilford Elementary

📚 Pre-K – 05 Elementary
👥
538 Students
👨‍🏫
10.6:1 Class Size
💰
$20,784 Per Student
A+ Excellent

Meadowland Elementary

📚 Pre-K – 05 Elementary
👥
396 Students
👨‍🏫
10.1:1 Class Size
💰
$20,784 Per Student
A+ Excellent

Rolling Ridge Elementary

📚 Pre-K – 05 Elementary
👥
516 Students
👨‍🏫
9.8:1 Class Size
💰
$20,784 Per Student
A+ Excellent

Sterling Elementary

📚 Pre-K – 05 Elementary
👥
418 Students
👨‍🏫
9.2:1 Class Size
💰
$20,784 Per Student
A+ Excellent

Sugarland Elementary

📚 Pre-K – 05 Elementary
👥
472 Students
👨‍🏫
8.8:1 Class Size
💰
$20,784 Per Student
A+ Excellent

Sully Elementary

📚 Pre-K – 05 Elementary
👥
469 Students
👨‍🏫
9.5:1 Class Size
💰
$20,784 Per Student
A+ Excellent

Seneca Ridge Middle

📚 06 – 08 Middle
👥
868 Students
👨‍🏫
11.3:1 Class Size
💰
$20,784 Per Student
A+ Excellent

Sterling Middle

📚 06 – 08 Middle
👥
947 Students
👨‍🏫
9.5:1 Class Size
💰
$20,784 Per Student
A+ Excellent

Dominion High

📚 Pre-K – 12 K-12
👥
1,482 Students
👨‍🏫
10.5:1 Class Size
💰
$20,784 Per Student
A+ Excellent

Park View High

📚 09 – 12 High School
👥
1,440 Students
👨‍🏫
9.5:1 Class Size
💰
$20,784 Per Student
A Very Good

W.O. Robey High

📚 09 – 12 High School
👥
51 Students
👨‍🏫
5.0:1 Class Size
💰
$20,784 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
D
Divine Mercy University
442 students · 3.2 mi
C
Dermal Science International Aesthetics and Nail Academy
35 students · 5.2 mi
C+
Avi Career Training
74 students · 5.9 mi
C
Columbia College
239 students · 9.8 mi
C
American Massage & Bodywork Institute
105 students · 10.1 mi
C
The Esthetic Institute
107 students · 11.0 mi
C+
Washington University of Science and Technology
1,105 students · 11.3 mi
C
Paul Mitchell the School-Tysons Corner
94 students · 11.4 mi

Frequently Asked Questions

How much rent can I charge in Sterling, VA?

The typical rental in Sterling, VA commands about $2,831/mo monthly. That rent profile even-keeled cash flow against the $594K purchase basis.

Do landlords face vacancy issues in Sterling, VA?

Sterling, VA sees elevated vacancy, which is reasonable relative to the broader VA rental market.

Should investors consider Sterling, VA?

Investors tracking Sterling, VA will find a 3.0/5 rating supported by $594K median home values and $2,831/mo rents. That profile suits long-term holders targeting measured returns.

Is Sterling, VA landlord-friendly?

Sterling, VA operates under VA law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

What is the typical home price in Sterling, VA?

Sterling, VA median home values land near $594K. That is reasonable territory for investors looking at $2,831/mo-per-month rentals.

You know 20164 now. You don’t know where it ranks.

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How 20164 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

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Cash Flow → Appreciation → Affordable →
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