Real Estate Investing in Poolesville, Maryland (20837)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Montgomery County • Population: 6,605 • Data updated: September 2026

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Should you buy in 20837 (Poolesville, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 29.9 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Poolesville, MD (20837)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $732,403
Avg Monthly Rent $2,043
1% Rule ✗ Does Not Meet
Median Income $193,264
% Renters 8.4%

Market Analysis: 20837 Poolesville

Not every below-median market is a bargain. Poolesville's 20837 ZIP stands at signals that favor experienced operators who can absorb the risk $732K pricing implies.

Rent of $2,043/mo on a $732K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 20837 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 20837 among MD's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 20837 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 20837 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Poolesville:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Stable (+1.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,043/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 20837

Which property type performs best in this market?

Best for Cash Flow
3BR
4.8% cap rate
Best for Appreciation
4BR
+6.0% 5yr CAGR
Best Overall Value
3BR
$143,979/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $431,936 $2,860 4.8% +5.8% $143,979
4BR $777,089 $3,370 3.1% +6.0% $194,272

Market Trends

Home Value History (with trend line)

$767K$693K$618K$544K$469K$395KJul 2006Jul 2016Jul 2026

📊 How Does 20837 Compare?

Metric 20837 Poolesville Maryland
Home Value $732,403 $732,403 $424,997
5-Year CAGR 3.3% 3.3% 4.9%
Avg Rent $2,043 $2,043 -
Cap Rate 2.2% 2.2% -
💡 Why Invest in 20837? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20837 (Poolesville, MD). Anonymous, moderated, never written by AI.

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Property managers serving Montgomery County

Manage rentals here? List your business →

American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Iko Community Management provides HOA and community association management services in Columbia, MD and Suburban Maryland. summary from their website

HOA
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Melan Property Management delivers proactive property management solutions for multifamily and commercial real estate across Maryland, Washington D.C., and Miami. summary from their website

Small multifamilyCommercial
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+3.3%
Moderate

📊 Market Snapshot

Home Value $732,403
Monthly Rent $2,043
Price-to-Rent 29.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 5.4%

📈 Home Appreciation

1-Year +1.6% ▲
3-Year CAGR +2.9% ▲
5-Year CAGR +3.3% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.4%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 20837

Population: 6,605

💰 Median Household Income
$193,264
This area
$193,264
State
$107,932
USA
$74,580
🏠 Renter Occupied
8.4%
This area
8.4%
State
23.8%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-20.0%
USA
3.7%
🎓 College Educated
63.3%
This area
63.3%
State
10.6%
USA
33.7%
👤 Median Age
44.9 years
This area
44.9 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
7.4%
This area
7.4%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 78.5%
Other/Mixed 10.6%
Asian 7.8%
Hispanic/Latino 6.9%
Black/African American 3.1%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
15.1%
This area
15.1%
USA
17.3%
📊 Poverty Rate
7.1%
This area
7.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 20837

A Avg School Grade
3 Schools
16.8:1 Avg Class Size
$20,473 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

John Poole Middle

📚 06 – 08 Middle
👥
432 Students
👨‍🏫
14.2:1 Class Size
💰
$20,473 Per Student
A Very Good

Poolesville Elementary

📚 K – 05 Elementary
👥
561 Students
👨‍🏫
16.7:1 Class Size
💰
$20,473 Per Student
B+ Above Average

Poolesville High

📚 09 – 12 High School
👥
1,332 Students
👨‍🏫
19.5:1 Class Size
💰
$20,473 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 3,271 Off-Campus Students
D
Divine Mercy University
442 students · 9.3 mi
C+
Avi Career Training
74 students · 11.2 mi
C
Dermal Science International Aesthetics and Nail Academy
35 students · 11.7 mi
C+
Montgomery College
17,780 students · 13.4 mi

Investor Insight: With 3,271 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do home values compare in Poolesville, MD?

Poolesville, MD home values average about $732K. That price point suits investors targeting rentals with $2,043/mo in monthly income.

What is the investability score for Poolesville, MD?

Poolesville, MD scores 3.0/5 for investability. Home values sit at $732K and rents near $2,043/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How deep is the rental pool in Poolesville, MD?

Poolesville, MD offers a reliable renter base at the $2,043/mo rent level. Tenant turnover is reasonable for well-managed properties.

Can owner-occupants cash flow in Poolesville, MD?

The a challenging house-hack environment in Poolesville, MD reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How do landlord-tenant laws work in Poolesville, MD?

Poolesville, MD operates under MD law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.

You know 20837 now. You don’t know where it ranks.

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How 20837 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

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