Real Estate Investing in Chadds Ford, Pennsylvania (19317)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Delaware County • Population: 10,844 • Data updated: September 2026

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Should you buy in 19317 (Chadds Ford, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 27.1 — hard to cash-flow at these prices.

What’s happening in Chadds Ford, PA (19317)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $741,841
Avg Monthly Rent $2,284
1% Rule ✗ Does Not Meet
Median Income $139,932
% Renters 13.7%

Market Analysis: 19317 Chadds Ford

ZIP 19317 inside Delaware County looks affordable on the surface — median value of $742K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $2,284/mo on a $742K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 19317 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 19317 among PA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 19317 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 19317 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Chadds Ford:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Rising (+5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,284/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 19317

Which property type performs best in this market?

Best for Cash Flow
2BR
4.6% cap rate
Best for Appreciation
5BR
+8.5% 5yr CAGR
Best Overall Value
3BR
$179,360/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $389,524 $2,480 4.6% +8.0% $194,762
3BR $538,079 $2,970 4.0% +6.8% $179,360
4BR $818,632 $3,320 2.9% +7.7% $204,658
5BR $1,175,732 — — +8.5% $235,146

Market Trends

Home Value History (with trend line)

$773K$686K$599K$512K$425K$338KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,452$2,411$2,370$2,328$2,287$2,245Jan 2026May 2026Jul 2026

📊 How Does 19317 Compare?

Metric 19317 Chadds Ford Pennsylvania
Home Value $741,841 $741,841 $278,018
5-Year CAGR 6.5% 6.5% 6.3%
Avg Rent $2,284 $2,284 -
Cap Rate 2.4% 2.4% -

Similar ZIPs Within 25 Miles

Compare other nearby markets to see if a neighbor offers a better fit.

19735 3.5 mi
Winterthur, DE
Value: N/A
19807 4.2 mi
Wilmington, DE
Value: $1,118,481 Rating: 3.0/5
19732 4.2 mi
Rockland, DE
Value: $757,780 Rating: 3.0/5
19710 4.8 mi
Montchanin, DE
Value: N/A
19382 4.9 mi
West Chester, PA
Value: $685,585 Rating: 3.0/5
19373 5.0 mi
Thornton, PA
Value: $879,312 Rating: 3.0/5
19803 5.1 mi
Wilmington, DE
Value: $517,560 Rating: 3.0/5
19736 5.7 mi
Yorklyn, DE
Value: N/A
19810 5.8 mi
Wilmington, DE
Value: $471,821 Rating: 3.0/5
19060 5.9 mi
Garnet Valley, PA
Value: $706,099 Rating: 3.0/5
💡 Why Invest in 19317? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 19317 (Chadds Ford, PA). Anonymous, moderated, never written by AI.

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Investability
★★★★★
Good
Cap Rate
2.4%
Low
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $741,841
Monthly Rent $2,284
Price-to-Rent 27.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +5.7% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →
Rate data: Freddie Mac 30-yr fixed as of September 10, 2026. Cap rate is an estimate based on local rents and home values with a 35% expense assumption. Not financial advice.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.6%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.5%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 19317

Population: 10,844

💰 Median Household Income
$139,932
This area
$139,932
State
$73,647
USA
$74,580
88% above national average
📊 Top 10%
✓ Strong tenant purchasing power
🏠 Renter Occupied
13.7%
This area
13.7%
State
23.0%
USA
34.0%
60% below national average
📊 Bottom 25%
✓ Existing rental market demand
💼 Unemployment Rate
2.2%
This area
2.2%
State
-7.4%
USA
3.7%
41% below national average
📊 Top 25%
✓ Employment stability for tenants
🎓 College Educated
64.9%
This area
64.9%
State
12.3%
USA
33.7%
93% above national average
📊 Top 10%
✓ White-collar tenant pool
👤 Median Age
44.1 years
This area
44.1 years
State
25.7 years
USA
38.9 years
13% above national average
📊 Above average
✓ Tenant demographic profile
🏚️ Vacancy Rate
3.6%
This area
3.6%
State
14.6%
USA
10.5%
66% below national average
📊 Top 10%
✓ Housing demand indicator
👥 Population by Ethnicity
White 82.6%
Asian 10.6%
Other/Mixed 5.9%
Hispanic/Latino 4.9%
Black/African American 0.9%
✓ White majority area
👶 Under 18
22.4%
This area
22.4%
USA
22.0%
Near national average
📊 Near average
✓ Family-oriented tenant demand
👴 65 and Over
17.3%
This area
17.3%
USA
17.3%
Near national average
📊 Near average
✓ Retiree population
📊 Poverty Rate
0.4%
This area
0.4%
USA
11.5%
97% below national average
📊 Top 1%
✓ Economic stability of area

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 19317

A+ Avg School Grade
2 Schools
11.6:1 Avg Class Size
$23,877 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Hillendale El Sch

📚 K – 05 Elementary
👥
373 Students
👨‍🏫
11.1:1 Class Size
💰
$23,877 Per Student
Repit Score 100/100
A+ Excellent

Chadds Ford El Sch

📚 K – 05 Elementary
👥
355 Students
👨‍🏫
12.0:1 Class Size
💰
$23,877 Per Student
Repit Score 96/100
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 642 Off-Campus Students
C
Cheyney University of Pennsylvania
724 students · 6.5 mi
B
West Chester University of Pennsylvania
17,076 students · 6.6 mi
F
Strayer University-Delaware
269 students · 8.4 mi
C
Delaware College of Art and Design
104 students · 8.4 mi
C
Neumann University
2,171 students · 8.7 mi
C
Goldey-Beacom College
1,074 students · 9.2 mi
C
Pennsylvania State University-Penn State Brandywine
1,223 students · 9.4 mi
B
Williamson College of the Trades
313 students · 10.2 mi

Investor Insight: With 642 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are homes affordable in Chadds Ford, PA?

In Chadds Ford, PA the median home value sits at $742K. Against the broader PA market, that reads as reasonable for most investors.

Is Chadds Ford, PA a good market for FHA house hackers?

For house hackers, Chadds Ford, PA is a challenging. The $2,284/mo rent on a unit helps defray the mortgage on a $742K property.

Is it easy to find good tenants in Chadds Ford, PA?

Working renters make up the core of the Chadds Ford, PA tenant base. The pool is reasonable for investors targeting long-term holds.

Is rental property easy to operate in Chadds Ford, PA?

Chadds Ford, PA falls under PA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What is the typical vacancy rate in Chadds Ford, PA?

Vacancy risk in Chadds Ford, PA is elevated. That supports measured cash flow for typical rental holds.

You know 19317 now. You don’t know where it ranks.

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How 19317 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

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