Real Estate Investing in Philadelphia, Pennsylvania (19145)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Philadelphia County • Population: 42,955 • Data updated: September 2026

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Should you buy in 19145 (Philadelphia, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.9% vacancy may signal weakening demand.
  • Flat appreciation: Values have barely moved over 5 years (1.3% CAGR).

What’s happening in Philadelphia, PA (19145)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $259,655
Avg Monthly Rent $1,731
1% Rule ✗ Does Not Meet
Median Income $68,185
% Renters 41.4%

Market Analysis: 19145 Philadelphia

Not every below-median market is a bargain. Philadelphia's 19145 ZIP clocks in at signals that favor experienced operators who can absorb the risk $260K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 19145 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 19145 and stronger Philadelphia ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 19145 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategy in 19145 is an operator game, not a passive one. From an investor standpoint, entry prices of $260K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Philadelphia:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+5.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,731/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 19145

Which property type performs best in this market?

Best for Cash Flow
3BR
6.7% cap rate
Best for Appreciation
5BR
+2.3% 5yr CAGR
Best Overall Value
3BR
$77,470/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $242,205 $1,800 5.4% +2.2% $121,103
3BR $232,411 $2,160 6.7% +1.2% $77,470
4BR $341,846 $2,410 5.1% +2.1% $85,462
5BR $437,878 +2.3% $87,576

Market Trends

Home Value History (with trend line)

$274K$239K$203K$168K$132K$97KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,792$1,620$1,449$1,278$1,107$935Jul 2016Jul 2021Jul 2026

📊 How Does 19145 Compare?

Metric 19145 Philadelphia Pennsylvania
Home Value $259,655 $260,324 $278,018
5-Year CAGR 1.3% 1.2% 6.3%
Avg Rent $1,731 $1,659 -
Cap Rate 5.2% 5.6% -
💡 Why Invest in 19145? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 41% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 19145 (Philadelphia, PA). Anonymous, moderated, never written by AI.

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Property managers serving Philadelphia County

Manage rentals here? List your business →

Atlas Property Management is a boutique team offering personal service for single-family rentals across Napa Valley, serving Napa, Yountville, St. Helena, Calistoga, Sonoma, American Canyon, Hiddenbro summary from their website

Single-family
Unclaimed — is this your business? Claim it free

Citified Realty & Property Management provides management services for single-family, multi-family, and commercial units in Philadelphia, focusing on tenant satisfaction. summary from their website

Single-familySmall multifamilyCommercial
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Chapel Realty Property Management. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
+1.3%
Slow

📊 Market Snapshot

Home Value $259,655
Monthly Rent $1,731
Price-to-Rent 12.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 6.5%

📈 Home Appreciation

1-Year +5.0% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +1.3% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year +9.9% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +5.4% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.9%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+1.3%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 19145

Population: 42,955

💰 Median Household Income
$68,185
This area
$68,185
State
$73,647
USA
$74,580
🏠 Renter Occupied
41.4%
This area
41.4%
State
23.0%
USA
34.0%
💼 Unemployment Rate
5.9%
This area
5.9%
State
-7.4%
USA
3.7%
🎓 College Educated
34.7%
This area
34.7%
State
12.3%
USA
33.7%
👤 Median Age
38.4 years
This area
38.4 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
9.9%
This area
9.9%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 51.1%
Black/African American 27.8%
Asian 14.0%
Other/Mixed 7.1%
Hispanic/Latino 3.4%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
15.4%
This area
15.4%
USA
17.3%
📊 Poverty Rate
12.8%
This area
12.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 19145

A Avg School Grade
8 Schools
15.2:1 Avg Class Size
$27,975 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Bregy F Amedee Sch

📚 Pre-K – 08 School
👥
251 Students
👨‍🏫
8.8:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Girard Stephen Sch

📚 K – 04 Elementary
👥
278 Students
👨‍🏫
12.5:1 Class Size
💰
$36,791 Per Student
A+ Excellent

McDaniel Delaplaine Sch

📚 K – 08 School
👥
232 Students
👨‍🏫
12.0:1 Class Size
💰
$36,791 Per Student
A Very Good

Gamp

📚 05 – 12 High School
👥
577 Students
👨‍🏫
16.6:1 Class Size
💰
$36,791 Per Student
B+ Above Average

Preparatory CS of Mathematics Science Tech and Careers

📚 09 – 12 High School Charter
👥
559 Students
👨‍🏫
13.9:1 Class Size
💰
$15,782 Per Student
B+ Above Average

Universal Audenried CS

📚 09 – 12 High School Charter
👥
582 Students
👨‍🏫
18.2:1 Class Size
💰
$20,048 Per Student
B Good

Philadelphia Performing Arts CS

📚 K – 12 K-12 Charter
👥
2,600 Students
👨‍🏫
14.4:1 Class Size
💰
$17,686 Per Student
B Good

Universal Vare CS

📚 05 – 08 School Charter
👥
150 Students
👨‍🏫
25.0:1 Class Size
💰
$23,119 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Anderson Add B Sch

📚 Pre-K – 08 School
📍 1034 S 60th St, Philadelphia
👥
384 Students
👨‍🏫
11.2:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Bryant William C Sch

📚 Pre-K – 08 School
📍 6001 Cedar Ave, Philadelphia
👥
366 Students
👨‍🏫
10.4:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Childs George W Sch

📚 Pre-K – 08 School
📍 1599 Wharton St, Philadelphia
👥
443 Students
👨‍🏫
10.8:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Key Francis Scott Sch

📚 K – 06 School
📍 2230 S 8th St, Philadelphia
👥
386 Students
👨‍🏫
11.6:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Kirkbride Eliza B Sch

📚 Pre-K – 08 School
📍 1501 S 7th St, Philadelphia
👥
504 Students
👨‍🏫
12.0:1 Class Size
💰
$36,791 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
D
Studio Incamminati
40 students · 1.8 mi
D
Jna Institute of Culinary Arts
31 students · 1.9 mi
D
Academy of Vocal Arts
21 students · 2.5 mi
A
University of Pennsylvania
28,711 students · 2.5 mi
C
University of the Arts
1,207 students · 2.6 mi
B+
Curtis Institute of Music
159 students · 2.6 mi
F
Peirce College
872 students · 2.7 mi
B
Drexel University
21,703 students · 2.8 mi

Frequently Asked Questions

What is the typical home price in Philadelphia, PA?

The median home value in Philadelphia, PA is roughly $260K. That puts it reasonable relative to the PA statewide average.

What is the smart move for investors in Philadelphia, PA?

A careful cash-flow rentals with hands-on management strategy Philadelphia, PA best. The market produces stable results for that approach at the $260K price point.

Are there empty rentals in Philadelphia, PA?

Philadelphia, PA carries elevated vacancy risk. Expect reliable absorption at market rents of $1,731/mo.

How landlord-friendly is Philadelphia, PA?

PA ranks as a landlord-friendly state for landlord-tenant law. Philadelphia generally follows the statewide framework, so landlords face reasonable operating rules.

What are rental rates like in Philadelphia, PA?

Philadelphia, PA rentals go for roughly $1,731/mo a month. That puts gross yield in solid territory relative to $260K acquisition costs.

You know 19145 now. You don’t know where it ranks.

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How 19145 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

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Cash Flow → Appreciation → Affordable → 1% Rule →
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