Real Estate Investing in Sayre, Pennsylvania (18840)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bradford County • Population: 11,249 • Data updated: September 2026

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Should you buy in 18840 (Sayre, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.2% vacancy may signal weakening demand.

What’s happening in Sayre, PA (18840)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $199,220
Avg Monthly Rent $1,097
1% Rule ✗ Does Not Meet
Median Income $63,395
% Renters 34.6%

Market Analysis: 18840 Sayre

Not every below-median market is a bargain. Sayre's 18840 ZIP reports signals that favor experienced operators who can absorb the risk $199K pricing implies.

For an experienced owner, 18840 can be a a strong candidate for hunting ground — but the discount at $199K reflects genuine risk that outside investors often underestimate.

Within PA, ZIP 18840 trails on several market indicators that neighboring Bradford County submarkets outperform. The gap is real and durable enough to shape underwriting.

Demographically, 18840 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 18840 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sayre:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+6.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,097/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Sayre, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sayre, PA metro data
🏠

Property Strategy for 18840

Which property type performs best in this market?

Best for Cash Flow
3BR
5.1% cap rate
Best for Appreciation
2BR
+8.6% 5yr CAGR
Best Overall Value
5BR
$55,351/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $161,655 $1,070 4.8% +8.6% $80,828
3BR $189,132 $1,350 5.1% +7.9% $63,044
4BR $241,371 $1,530 4.6% +7.4% $60,343
5BR $276,757 +7.1% $55,351

Market Trends

Home Value History (with trend line)

$206K$186K$165K$144K$123K$102KFeb 2009Nov 2017Jul 2026

Rent History (with trend line)

$1,099$1,094$1,089$1,085$1,080$1,075Jun 2026Jul 2026Jul 2026

📊 How Does 18840 Compare?

Metric 18840 Sayre Sayre, PA Pennsylvania
Home Value $199,220 $199,220 N/A $278,018
5-Year CAGR 6.6% 6.6% N/A 6.3%
Avg Rent $1,097 $1,097 N/A -
Cap Rate 4.3% 4.3% - -
💡 Why Invest in 18840? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 18840 (Sayre, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+6.6%
Strong

📉 Market Crash Risk Index

Based on Sayre, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $199,220
Monthly Rent $1,097
Price-to-Rent 15.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +6.7% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.2%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 18840

Population: 11,249

💰 Median Household Income
$63,395
This area
$63,395
State
$73,647
USA
$74,580
🏠 Renter Occupied
34.6%
This area
34.6%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-7.4%
USA
3.7%
🎓 College Educated
32.4%
This area
32.4%
State
12.3%
USA
33.7%
👤 Median Age
36.6 years
This area
36.6 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
10.2%
This area
10.2%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 93.2%
Other/Mixed 5.2%
Hispanic/Latino 2.6%
Asian 0.9%
Black/African American 0.7%
👶 Under 18
25.5%
This area
25.5%
USA
22.0%
👴 65 and Over
17.3%
This area
17.3%
USA
17.3%
📊 Poverty Rate
10.0%
This area
10.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 18840

A+ Avg School Grade
2 Schools
12.2:1 Avg Class Size
$23,050 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Sayre Area HS

📚 07 – 12 High School
👥
394 Students
👨‍🏫
11.9:1 Class Size
💰
$23,050 Per Student
A+ Excellent

Snyder El Sch

📚 Pre-K – 06 School
👥
444 Students
👨‍🏫
12.5:1 Class Size
💰
$23,050 Per Student

Nearby Schools (3 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Audrielle Lynch-Ellen Bustin El Sch

📚 K – 05 Elementary
📍 50 Wildcat Way, Athens
👥
553 Students
👨‍🏫
13.1:1 Class Size
💰
$21,063 Per Student
A+ Excellent

Harlan Rowe MS

📚 06 – 08 Middle
📍 200 Wildcat Way, Athens
👥
464 Students
👨‍🏫
12.1:1 Class Size
💰
$21,063 Per Student
A Very Good

Athens Area HS

📚 09 – 12 High School
📍 401 West Frederick Street, Athens
👥
647 Students
👨‍🏫
17.1:1 Class Size
💰
$21,063 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 9 Off-Campus Students
D
Northern Tier Career Center
37 students · 12.1 mi

Frequently Asked Questions

How much should I expect to pay for a home in Sayre, PA?

The median home value in Sayre, PA is roughly $199K. That puts it reasonable relative to the PA statewide average.

Does Sayre, PA favor landlords or tenants?

PA law landlord-friendly for landlords, and Sayre inherits those rules. Investors should still review local ordinances for rental licensing.

Where do rents currently stand in Sayre, PA?

Sayre, PA rentals go for roughly $1,097/mo a month. That puts gross yield in solid territory relative to $199K acquisition costs.

What kind of market is Sayre, PA for investors?

With a 3.0/5 investability score, Sayre, PA ranks as a solid market for rental property investors. Median prices of $199K and rents of $1,097/mo drive the underlying numbers.

How qualified is the tenant pool in Sayre, PA?

Sayre, PA offers a even-keeled renter base at the $1,097/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 18840 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 18840 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 18840 ranks in Sayre, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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