Real Estate Investing in Athens, Pennsylvania (18810)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bradford County • Population: 5,477 • Data updated: September 2026

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Should you buy in 18810 (Athens, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Athens, PA (18810)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $195,646
Avg Monthly Rent $913
1% Rule ✗ Does Not Meet
Median Income $52,469
% Renters 41.9%

Market Analysis: 18810 Athens

Investors eyeing 18810 need to respect the fundamentals at play. Home values of $196K come alongside slower price movement and elevated management overhead.

The investment case in 18810 is substantial only for operators who understand what they are buying. A $196K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

On the rental side, 18810 offers a low basis, the region around Athens has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 18810 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. notable returns are possible in 18810, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Athens:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+8.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $913/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Sayre, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sayre, PA metro data
🏠

Property Strategy for 18810

Which property type performs best in this market?

Best for Cash Flow
3BR
5.1% cap rate
Best for Appreciation
3BR
+6.9% 5yr CAGR
Best Overall Value
4BR
$58,790/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $155,728 $1,050 4.9% $77,864
3BR $188,157 $1,320 5.1% +6.9% $62,719
4BR $235,162 $1,500 4.6% +6.3% $58,790

Market Trends

Home Value History (with trend line)

$202K$183K$165K$146K$127K$109KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$917$916$915$914$913$912Mar 2026Apr 2026Apr 2026

📊 How Does 18810 Compare?

Metric 18810 Athens Sayre, PA Pennsylvania
Home Value $195,646 $195,646 N/A $278,018
5-Year CAGR 6.1% 6.1% N/A 6.3%
Avg Rent $913 $913 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 18810? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 42% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 18810 (Athens, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+6.1%
Strong

📉 Market Crash Risk Index

Based on Sayre, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $195,646
Monthly Rent $913
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +8.2% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.7%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.1%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 18810

Population: 5,477

💰 Median Household Income
$52,469
This area
$52,469
State
$73,647
USA
$74,580
🏠 Renter Occupied
41.9%
This area
41.9%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-7.4%
USA
3.7%
🎓 College Educated
21.5%
This area
21.5%
State
12.3%
USA
33.7%
👤 Median Age
49.5 years
This area
49.5 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
7.7%
This area
7.7%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 93.9%
Other/Mixed 3.8%
Asian 1.5%
Hispanic/Latino 1.2%
Black/African American 0.7%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
24.4%
This area
24.4%
USA
17.3%
📊 Poverty Rate
10.1%
This area
10.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 18810

A+ Avg School Grade
3 Schools
14.1:1 Avg Class Size
$21,063 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Audrielle Lynch-Ellen Bustin El Sch

📚 K – 05 Elementary
👥
553 Students
👨‍🏫
13.1:1 Class Size
💰
$21,063 Per Student
A+ Excellent

Harlan Rowe MS

📚 06 – 08 Middle
👥
464 Students
👨‍🏫
12.1:1 Class Size
💰
$21,063 Per Student
A Very Good

Athens Area HS

📚 09 – 12 High School
👥
647 Students
👨‍🏫
17.1:1 Class Size
💰
$21,063 Per Student

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Sayre Area HS

📚 07 – 12 High School
📍 331 W Lockhart St, Sayre
👥
394 Students
👨‍🏫
11.9:1 Class Size
💰
$23,050 Per Student
A+ Excellent

Snyder El Sch

📚 Pre-K – 06 School
📍 130 Cedar St, Sayre
👥
444 Students
👨‍🏫
12.5:1 Class Size
💰
$23,050 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 9 Off-Campus Students
D
Northern Tier Career Center
37 students · 9.4 mi

Frequently Asked Questions

Which real estate strategy fits Athens, PA?

For Athens, PA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How strict are landlord regulations in Athens, PA?

For rental operators, Athens, PA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What is the typical home price in Athens, PA?

Median home price in Athens, PA is near $196K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

Do landlords face vacancy issues in Athens, PA?

Occupancy in Athens, PA runs measured with elevated vacancy. Well-priced units at $913/mo lease on reasonable timelines.

Is Athens, PA good for house hacking?

Athens, PA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $196K price point reasonable to enter.

You know 18810 now. You don’t know where it ranks.

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How 18810 ranks in Sayre, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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