Real Estate Investing in Lake Ariel, Pennsylvania (18436)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wayne County • Population: 13,225 • Data updated: September 2026

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Should you buy in 18436 (Lake Ariel, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 49.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lake Ariel, PA (18436)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $310,296
Avg Monthly Rent $1,197
1% Rule ✗ Does Not Meet
Median Income $71,830
% Renters 11.6%

Market Analysis: 18436 Lake Ariel

Not every below-median market is a bargain. Lake Ariel's 18436 ZIP stands at signals that favor experienced operators who can absorb the risk $310K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 18436 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within PA, ZIP 18436 trails on several market indicators that neighboring Wayne County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

A significant renter share of 12% in 18436 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 18436 is an operator game, not a passive one. From an investor standpoint, entry prices of $310K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lake Ariel:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+3.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,197/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Scranton--Wilkes-Barre, PA Metro Area
Even conditions for buyers and sellers
39 days
Average time to sell
Average
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Scranton--Wilkes-Barre, PA metro data
🏠

Property Strategy for 18436

Which property type performs best in this market?

Best for Cash Flow
4BR
4.3% cap rate
Best for Appreciation
2BR
+12.4% 5yr CAGR
Best Overall Value
5BR
$84,719/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $236,525 $1,330 4.0% +12.4% $118,263
3BR $296,920 $1,690 4.1% +11.2% $98,973
4BR $354,308 $2,140 4.3% $88,577
5BR $423,593 +10.2% $84,719

Market Trends

Home Value History (with trend line)

$329K$291K$253K$215K$177K$138KJul 2006Jul 2016Jul 2026

📊 How Does 18436 Compare?

Metric 18436 Lake Ariel Scranton--Wilkes-Barre, PA Pennsylvania
Home Value $310,296 $310,296 N/A $278,018
5-Year CAGR 5.6% 5.6% N/A 6.3%
Avg Rent $1,197 $1,197 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 18436? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 18436 (Lake Ariel, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.6%
Moderate

📊 Market Snapshot

Home Value $310,296
Monthly Rent $1,197
Price-to-Rent 21.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +3.9% ▲
3-Year CAGR +2.7% ▲
5-Year CAGR +5.6% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
49.4%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.6%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 18436

Population: 13,225

💰 Median Household Income
$71,830
This area
$71,830
State
$73,647
USA
$74,580
🏠 Renter Occupied
11.6%
This area
11.6%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-7.4%
USA
3.7%
🎓 College Educated
21.9%
This area
21.9%
State
12.3%
USA
33.7%
👤 Median Age
50.5 years
This area
50.5 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
49.4%
This area
49.4%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 96.4%
Other/Mixed 2.7%
Hispanic/Latino 0.7%
Black/African American 0.7%
Asian 0.2%
👶 Under 18
16.4%
This area
16.4%
USA
22.0%
👴 65 and Over
25.3%
This area
25.3%
USA
17.3%
📊 Poverty Rate
7.0%
This area
7.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 18436

A+ Avg School Grade
4 Schools
11.9:1 Avg Class Size
$26,143 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Western Wayne MS

📚 06 – 08 Middle
👥
383 Students
👨‍🏫
10.5:1 Class Size
💰
$27,720 Per Student
A+ Excellent

EverGreen El Sch

📚 Pre-K – 05 Elementary
👥
543 Students
👨‍🏫
12.7:1 Class Size
💰
$27,720 Per Student
A+ Excellent

Western Wayne HS

📚 09 – 12 High School
👥
541 Students
👨‍🏫
12.2:1 Class Size
💰
$27,720 Per Student
A+ Excellent

Jefferson El Sch

📚 K – 03 Elementary
👥
249 Students
👨‍🏫
12.2:1 Class Size
💰
$21,413 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 421 Off-Campus Students
C
Pennsylvania State University-Penn State Scranton
838 students · 11.7 mi
C+
Marywood University
2,850 students · 12.3 mi
D
Johnson College
627 students · 12.8 mi
C
Career Technology Center of Lackawanna County
76 students · 13.3 mi
D
Fortis Institute-Scranton
205 students · 13.3 mi
C
Geisinger Commonwealth School of Medicine
649 students · 13.6 mi
C+
University of Scranton
4,825 students · 13.7 mi
C
Lackawanna College
1,939 students · 13.8 mi

Frequently Asked Questions

Does Lake Ariel, PA make sense for an investment property?

With a 3.0/5 investability score, Lake Ariel, PA ranks as a solid market for rental property investors. Median prices of $310K and rents of $1,197/mo drive the underlying numbers.

Are tenants stable in Lake Ariel, PA?

Working renters make up the core of the Lake Ariel, PA tenant base. The pool is reasonable for investors targeting long-term holds.

What do rentals go for in Lake Ariel, PA?

Rental rates in Lake Ariel, PA average $1,197/mo. Tenant demand and $310K home values make the yield look reasonable by investor standards.

Which real estate strategy fits Lake Ariel, PA?

The best-fit strategy in Lake Ariel, PA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Are landlord laws favorable in Lake Ariel, PA?

Lake Ariel, PA operates under PA law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.

You know 18436 now. You don’t know where it ranks.

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How 18436 ranks in Scranton--Wilkes-Barre, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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