Real Estate Investing in Jessup, Pennsylvania (18434)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lackawanna County • Population: 4,019 • Data updated: September 2026

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Should you buy in 18434 (Jessup, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.1% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jessup, PA (18434)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $208,841
Avg Monthly Rent $1,116
1% Rule ✗ Does Not Meet
Median Income $57,813
% Renters 31.7%

Market Analysis: 18434 Jessup

The 18434 ZIP covers a section of Jessup that demands careful diligence. Prices near $209K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 18434 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 18434 among PA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 18434 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. robust returns are possible in 18434, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jessup:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Stable (+2.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,116/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Scranton--Wilkes-Barre, PA Metro Area
Even conditions for buyers and sellers
39 days
Average time to sell
Average
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Scranton--Wilkes-Barre, PA metro data

Market Trends

Home Value History (with trend line)

$241K$212K$183K$155K$126K$98KFeb 2009Nov 2017Jul 2026

📊 How Does 18434 Compare?

Metric 18434 Jessup Scranton--Wilkes-Barre, PA Pennsylvania
Home Value $208,841 $208,841 N/A $278,018
5-Year CAGR 7.5% 7.5% N/A 6.3%
Avg Rent $1,116 $1,116 N/A -
Cap Rate 4.2% 4.2% - -
💡 Why Invest in 18434? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 18434 (Jessup, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+7.5%
Strong

📊 Market Snapshot

Home Value $208,841
Monthly Rent $1,116
Price-to-Rent 15.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.4%
Cap Rate 4.2%
5-Year IRR 11.6%

📈 Home Appreciation

1-Year +2.0% ▲
3-Year CAGR +6.3% ▲
5-Year CAGR +7.5% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.1%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.5%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 18434

Population: 4,019

💰 Median Household Income
$57,813
This area
$57,813
State
$73,647
USA
$74,580
🏠 Renter Occupied
31.7%
This area
31.7%
State
23.0%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-7.4%
USA
3.7%
🎓 College Educated
25.0%
This area
25.0%
State
12.3%
USA
33.7%
👤 Median Age
45.6 years
This area
45.6 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
10.1%
This area
10.1%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 83.0%
Other/Mixed 14.8%
Hispanic/Latino 9.4%
Black/African American 1.3%
Asian 0.9%
👶 Under 18
21.2%
This area
21.2%
USA
22.0%
👴 65 and Over
14.9%
This area
14.9%
USA
17.3%
📊 Poverty Rate
15.7%
This area
15.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 18434

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Valley View El Ctr

📚 K – 02 Elementary
📍 901 Main Street, Peckville
👥
522 Students
👨‍🏫
14.1:1 Class Size
💰
$16,932 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 421 Off-Campus Students
C
Pennsylvania State University-Penn State Scranton
838 students · 4.0 mi
C+
Marywood University
2,850 students · 4.8 mi
D
Johnson College
627 students · 4.9 mi
C
Career Technology Center of Lackawanna County
76 students · 5.4 mi
D
Fortis Institute-Scranton
205 students · 6.1 mi
C
Geisinger Commonwealth School of Medicine
649 students · 6.4 mi
C
Lackawanna College
1,939 students · 6.6 mi
C+
University of Scranton
4,825 students · 6.7 mi

Frequently Asked Questions

How much is rent in Jessup, PA?

Jessup, PA rentals go for roughly $1,116/mo a month. That puts gross yield in solid territory relative to $209K acquisition costs.

What is the typical renter like in Jessup, PA?

Jessup, PA offers a even-keeled renter base at the $1,116/mo rent level. Tenant turnover is reasonable for well-managed properties.

Are homes affordable in Jessup, PA?

Jessup, PA median home values land near $209K. That is reasonable territory for investors looking at $1,116/mo-per-month rentals.

Is PA a landlord-friendly state?

The landlord environment in Jessup, PA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Which investment style suits Jessup, PA?

Investors usually favor careful cash-flow rentals with hands-on management in Jessup, PA. With home values at $209K and rents near $1,116/mo, other strategies can work but produce measured rather than outsized returns.

You know 18434 now. You don’t know where it ranks.

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How 18434 ranks in Scranton--Wilkes-Barre, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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