Real Estate Investing in Muncy, Pennsylvania (17756)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lycoming County • Population: 12,525 • Data updated: September 2026

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Should you buy in 17756 (Muncy, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Muncy, PA (17756)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $280,741
Avg Monthly Rent $1,134
1% Rule ✗ Does Not Meet
Median Income $80,244
% Renters 21.4%

Market Analysis: 17756 Muncy

ZIP 17756 in Muncy, PA carries a resilient set of headwinds. Home values near $281K and rents of $1,134/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 17756 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader PA picture, 17756 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 17756 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The right play in 17756 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Muncy:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+5.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,134/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Williamsport, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Williamsport, PA metro data
🏠

Property Strategy for 17756

Which property type performs best in this market?

Best for Cash Flow
3BR
4.5% cap rate
Best for Appreciation
4BR
+5.5% 5yr CAGR
Best Overall Value
4BR
$79,320/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $211,802 $1,260 4.3% +5.4% $105,901
3BR $264,139 $1,660 4.5% +5.2% $88,046
4BR $317,279 $1,840 4.2% +5.5% $79,320

Market Trends

Home Value History (with trend line)

$294K$264K$235K$206K$176K$147KJul 2006Jul 2016Jul 2026

📊 How Does 17756 Compare?

Metric 17756 Muncy Williamsport, PA Pennsylvania
Home Value $280,741 $280,741 N/A $278,018
5-Year CAGR 4.5% 4.5% N/A 6.3%
Avg Rent $1,134 $1,134 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 17756? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17756 (Muncy, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+4.5%
Moderate

📉 Market Crash Risk Index

Based on Williamsport, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
42%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $280,741
Monthly Rent $1,134
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +5.8% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.8%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.5%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 17756

Population: 12,525

💰 Median Household Income
$80,244
This area
$80,244
State
$73,647
USA
$74,580
🏠 Renter Occupied
21.4%
This area
21.4%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-7.4%
USA
3.7%
🎓 College Educated
22.2%
This area
22.2%
State
12.3%
USA
33.7%
👤 Median Age
40.1 years
This area
40.1 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
5.8%
This area
5.8%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 91.9%
Other/Mixed 5.3%
Hispanic/Latino 3.8%
Black/African American 2.3%
Asian 0.6%
👶 Under 18
20.4%
This area
20.4%
USA
22.0%
👴 65 and Over
17.3%
This area
17.3%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 17756

A+ Avg School Grade
2 Schools
13.9:1 Avg Class Size
$20,271 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Muncy JSHS

📚 07 – 12 High School
👥
491 Students
👨‍🏫
13.5:1 Class Size
💰
$20,271 Per Student
A+ Excellent

Ward L Myers El Sch

📚 K – 06 School
👥
446 Students
👨‍🏫
14.2:1 Class Size
💰
$20,271 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Lycoming College
1,063 students · 14.1 mi

Frequently Asked Questions

What is the typical vacancy rate in Muncy, PA?

Vacancy in Muncy, PA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,134/mo.

What do landlords charge for rent in Muncy, PA?

Rents in Muncy, PA run near $1,134/mo. Compared with median home prices of $281K that produces solid gross yields for typical rentals.

Is the tenant base reliable in Muncy, PA?

Expect a solid tenant pool in Muncy, PA. The rental market absorbs $1,134/mo rents without meaningful friction.

Does a duplex house hack pencil in Muncy, PA?

The house hack math a challenging in Muncy, PA. Owner-occupant buyers benefit from the $1,134/mo rents and $281K home values.

What real estate strategy is ideal for Muncy, PA?

In Muncy, PA the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $281K prices and $1,134/mo rents suits that approach.

You know 17756 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 17756 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 17756 ranks in Williamsport, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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