Real Estate Investing in Cogan Station, Pennsylvania (17728)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 17728 (Cogan Station, PA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 25.9 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cogan Station, PA (17728)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 17728 Cogan Station
Not every below-median market is a bargain. Cogan Station's 17728 ZIP reflects signals that favor experienced operators who can absorb the risk $291K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 17728 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Regionally, 17728 sits on the difficult end of the PA spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 17728 includes headwinds that any investor should price in. Income distribution skews lower than Cogan Station averages, and tenant stability requires active management.
Strategy in 17728 is an operator game, not a passive one. From a cash-flow lens, entry prices of $291K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Cogan Station:
Property Strategy for 17728
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $202,978 | $1,040 | 3.7% | +5.5% | $101,489 |
| 3BR | $277,393 | $1,380 | 3.6% | +5.4% | $92,464 |
| 4BR | $360,571 | $1,510 | 3.0% | +6.0% | $90,143 |
Market Trends
Home Value History (with trend line)
📊 How Does 17728 Compare?
| Metric | 17728 | Cogan Station | Williamsport, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $290,801 | $290,801 | N/A | $278,018 |
| 5-Year CAGR | 5.0% | 5.0% | N/A | 6.3% |
| Avg Rent | $936 | $936 | N/A | - |
| Cap Rate | 2.5% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 17728 (Cogan Station, PA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 17728 (Cogan Station, PA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $290,801 |
| Monthly Rent | $936 |
| Price-to-Rent | 25.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 7.6% |
📈 Home Appreciation
| 1-Year | +5.9% ▲ |
| 3-Year CAGR | +4.4% ▲ |
| 5-Year CAGR | +5.0% ▲ |
| 10-Year CAGR | +4.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 17728
Population: 4,749
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 17728
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 516 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much do tenants pay in Cogan Station, PA?
Rent in Cogan Station, PA is around $936/mo. The resulting rent-to-value relationship with $291K pricing is reasonable for most investor models.
How strong is tenant demand in Cogan Station, PA?
Cogan Station, PA draws a measured base of working renters. Demand at the $936/mo rent level is reasonable for standard single-family and small multi rentals.
How do home values compare in Cogan Station, PA?
Homes in Cogan Station, PA typically sell near $291K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.
Is PA a landlord-friendly state?
The landlord environment in Cogan Station, PA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
Is Cogan Station, PA a good market for FHA house hackers?
Cogan Station, PA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $936/mo rent level.
You know 17728 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 17728 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 17728 ranks in Williamsport, PA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 17728 (Cogan Station)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 17728 (Cogan Station, PA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.