Real Estate Investing in York Springs, Pennsylvania (17372)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Adams County • Population: 3,845 • Data updated: September 2026

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Should you buy in 17372 (York Springs, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in York Springs, PA (17372)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $352,589
Avg Monthly Rent $1,233
1% Rule ✗ Does Not Meet
Median Income $69,425
% Renters 21.3%

Market Analysis: 17372 York Springs

ZIP 17372 inside Adams County looks affordable on the surface — median value of $353K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $1,233/mo on a $353K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 17372 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 17372 among PA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 17372 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 17372 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in York Springs:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,233/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Gettysburg, PA Metro Area
Even conditions for buyers and sellers
38 days
Average time to sell
Average
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Gettysburg, PA metro data
🏠

Property Strategy for 17372

Which property type performs best in this market?

Best for Cash Flow
3BR
3.9% cap rate
Best for Appreciation
4BR
+7.7% 5yr CAGR
Best Overall Value
4BR
$109,231/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $262,697 $1,370 3.8% +6.9% $131,348
3BR $335,019 $1,830 3.9% +7.7% $111,673
4BR $436,922 $1,930 3.2% +7.7% $109,231

Market Trends

Home Value History (with trend line)

$371K$327K$283K$238K$194K$150KJul 2006Jul 2016Jul 2026

📊 How Does 17372 Compare?

Metric 17372 York Springs Gettysburg, PA Pennsylvania
Home Value $352,589 $352,589 N/A $278,018
5-Year CAGR 5.7% 5.7% N/A 6.3%
Avg Rent $1,233 $1,233 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 17372? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17372 (York Springs, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+5.7%
Moderate

📉 Market Crash Risk Index

Based on Gettysburg, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
33%
Days Pending
0/2
38 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $352,589
Monthly Rent $1,233
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.2%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.7%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 17372

Population: 3,845

💰 Median Household Income
$69,425
This area
$69,425
State
$73,647
USA
$74,580
🏠 Renter Occupied
21.3%
This area
21.3%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-7.4%
USA
3.7%
🎓 College Educated
17.6%
This area
17.6%
State
12.3%
USA
33.7%
👤 Median Age
45.4 years
This area
45.4 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
5.2%
This area
5.2%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 86.0%
Other/Mixed 13.6%
Hispanic/Latino 9.7%
Black/African American 0.3%
Asian 0.2%
👶 Under 18
20.6%
This area
20.6%
USA
22.0%
👴 65 and Over
16.3%
This area
16.3%
USA
17.3%
📊 Poverty Rate
6.0%
This area
6.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 17372

A+ Avg School Grade
3 Schools
14.5:1 Avg Class Size
$25,877 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Bermudian Springs MS

📚 05 – 08 School
👥
579 Students
👨‍🏫
13.1:1 Class Size
💰
$25,877 Per Student
A Very Good

Bermudian Springs El Sch

📚 K – 04 Elementary
👥
598 Students
👨‍🏫
15.2:1 Class Size
💰
$25,877 Per Student
A Very Good

Bermudian Springs HS

📚 09 – 12 High School
👥
602 Students
👨‍🏫
15.1:1 Class Size
💰
$25,877 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby
C+
Messiah University
3,344 students · 12.5 mi
B
Gettysburg College
2,895 students · 13.3 mi
D
United Lutheran Seminary
258 students · 13.8 mi
C
Empire Beauty School-Hanover
50 students · 13.9 mi
B
Dickinson College
2,217 students · 14.8 mi

Frequently Asked Questions

Which real estate strategy fits York Springs, PA?

For York Springs, PA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What price range are homes in York Springs, PA?

In York Springs, PA the median home value sits at $353K. Against the broader PA market, that reads as reasonable for most investors.

Should investors worry about vacancy in York Springs, PA?

Vacancy risk in York Springs, PA is elevated. That supports steady cash flow for typical rental holds.

Does house hacking work in York Springs, PA?

The a challenging house-hack environment in York Springs, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How does York Springs, PA rate as a rental market?

Investors tracking York Springs, PA will find a 3.0/5 rating supported by $353K median home values and $1,233/mo rents. That profile suits long-term holders targeting reliable returns.

You know 17372 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 17372 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 17372 ranks in Gettysburg, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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