Real Estate Investing in New Cumberland, Pennsylvania (17070)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 17070 (New Cumberland, PA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in New Cumberland, PA (17070)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 17070 New Cumberland
Put differently, ZIP 17070 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $299K median. It rewards specialists, not generalists.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $299K asset, 17070 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 17070's metrics run below Cumberland County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 17070 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategy in 17070 is an operator game, not a passive one. Put differently, entry prices of $299K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in New Cumberland:
Property Strategy for 17070
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $226,985 | $1,210 | 3.8% | +8.0% | $113,492 |
| 3BR | $283,025 | $1,590 | 4.0% | +7.8% | $94,342 |
| 4BR | $384,496 | $1,630 | 3.1% | +7.5% | $96,124 |
| 5BR | $416,507 | — | — | +7.4% | $83,301 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 17070 Compare?
| Metric | 17070 | New Cumberland | Harrisburg-Carlisle, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $298,691 | $298,691 | N/A | $278,018 |
| 5-Year CAGR | 6.3% | 6.3% | N/A | 6.3% |
| Avg Rent | $1,124 | $1,124 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 17070 (New Cumberland, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $298,691 |
| Monthly Rent | $1,124 |
| Price-to-Rent | 22.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.5% |
| Cap Rate | 2.9% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +6.1% ▲ |
| 3-Year CAGR | +5.4% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | -15.4% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 17070
Population: 16,891
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 17070
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Foose Sch
Steelton-Highspire El Sch
Steelton-Highspire HS
Swatara MS
Tri-Community El Sch
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 5,924 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Where do home prices stand in New Cumberland, PA?
Median home price in New Cumberland, PA is near $299K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.
How strong are rents in New Cumberland, PA?
Rental rates in New Cumberland, PA average $1,124/mo. Tenant demand and $299K home values make the yield look reasonable by investor standards.
Can I house hack in New Cumberland, PA?
House hacking in New Cumberland, PA is reasonable to execute. Prices around $299K and rents of $1,124/mo solid owner-occupant economics.
Is New Cumberland, PA a friendly market for rental owners?
PA law landlord-friendly for landlords, and New Cumberland inherits those rules. Investors should still review local ordinances for rental licensing.
How should investors approach New Cumberland, PA?
For New Cumberland, PA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
You know 17070 now. You don’t know where it ranks.
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How 17070 ranks in Harrisburg-Carlisle, PA
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