Real Estate Investing in Cumberland County, Pennsylvania

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

15 ZIP codes • Population: 280,989

Should you buy in Cumberland County, PA? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice β€” values are growing steadily and the market is stable enough to buy with confidence.

πŸ“ˆ For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Cumberland County, PA?

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3.0/ 5

Investability

County-wide average

3.0/ 5

Appreciation

6.2% 5yr CAGR

4.0/ 5

Landlord Climate

Regulatory friendliness

Avg Investability β˜…β˜…β˜…β˜…β˜…
Avg Home Value $324,853
Avg Monthly Rent $1,368
ZIP Codes 15

Investing in Cumberland County Real Estate

Cumberland County spans 15 ZIP codes across 13 cities in Pennsylvania, with a population of 280,989. The county's sluggish investment metrics reflect deeper structural challenges β€” worth studying before making commitments.

firmly Cumberland County's β˜…β˜…β˜…β˜†β˜† aggregate rating reflects thin investor metrics across the board β€” soft rent growth, soft appreciation, and structural headwinds worth taking seriously.

A 280,989 population and $N/AK household income profile is what makes Cumberland a challenging rental region β€” the base is present, but the affordability math is tight.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Cumberland County, PA. Anonymous, moderated, never written by AI.

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Avg Home Value
$324,853
Avg Monthly Rent
$1,368
1% Rule
βœ— Below
Landlord Friendly (PA)
β˜…β˜…β˜…β˜…β˜†

πŸŽ“ Colleges & Universities in Cumberland County

4 Colleges 11,572 Students 860 Off-Campus Renters
B
Dickinson College
4-Year Private Β· 2,217 students
C+
Shippensburg University of Pennsylvania
4-Year Public Β· 5,184 students
πŸ“ ~860 students rent off-campus
C+
Messiah University
4-Year Private Β· 3,344 students
C+
Central Penn College
4-Year For-Profit Β· 827 students

Investor Insight: With 860 students living off-campus, Cumberland County has substantial rental demand from the college population β€” typically stable, lease-renewing tenants.

Cities in Cumberland County

ZIP Codes in Cumberland County, PA

17050 β˜… β˜… β˜… β˜… β˜…
Mechanicsburg
Population 42,547
Avg Home $452,194
Avg Rent $2,134/mo
17055 β˜… β˜… β˜… β˜… β˜…
Mechanicsburg
Population 41,416
Avg Home $364,145
Avg Rent $1,726/mo
17011 β˜… β˜… β˜… β˜… β˜…
Camp Hill
Population 38,642
Avg Home $332,307
Avg Rent $1,573/mo
17013 β˜… β˜… β˜… β˜… β˜…
Carlisle
Population 37,738
Avg Home $292,276
Avg Rent $1,355/mo
17257 β˜… β˜… β˜… β˜… β˜…
Shippensburg
Population 29,116
Avg Home $307,318
Avg Rent $1,255/mo
17015 β˜… β˜… β˜… β˜… β˜…
Carlisle
Population 24,240
Avg Home $398,820
Avg Rent $1,738/mo
17025 β˜… β˜… β˜… β˜… β˜…
Enola
Population 17,463
Avg Home $303,513
Avg Rent $1,713/mo
17070 β˜… β˜… β˜… β˜… β˜…
New Cumberland
Population 16,891
Avg Home $298,691
Avg Rent $1,124/mo
17241 β˜… β˜… β˜… β˜… β˜…
Newville
Population 11,094
Avg Home $329,340
Avg Rent $1,107/mo
17007 β˜… β˜… β˜… β˜… β˜…
Boiling Springs
Population 6,291
Avg Home $429,493
Avg Rent $1,098/mo
17043 β˜… β˜… β˜… β˜… β˜…
Lemoyne
Population 5,832
Avg Home $272,579
Avg Rent $1,360/mo
17324 β˜… β˜… β˜… β˜… β˜…
Gardners
Population 4,469
Avg Home $282,956
Avg Rent $990/mo
17065 β˜… β˜… β˜… β˜… β˜…
Mount Holly Springs
Population 4,043
Avg Home $289,130
Avg Rent $1,089/mo
17093 β˜… β˜… β˜… β˜… β˜…
Summerdale
Population 752
Avg Home $256,692
Avg Rent $1,269/mo
17266 β˜… β˜… β˜… β˜… β˜…
Walnut Bottom
Population 455
Avg Home $263,344
Avg Rent $990/mo

Screen every market in Cumberland County

Filter this county’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo). Add weekly alerts when these markets move with Investor Pro+.

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Frequently Asked Questions About Cumberland County

Is, PA better for rentals, flips, or BRRRR?

A careful cash-flow rentals with hands-on management strategy, PA best. The market produces measured results for that approach at the $325K price point.

Is the tenant base reliable in, PA?

Working renters make up the core of the, PA tenant base. The pool is reasonable for investors targeting long-term holds.

How do landlord-tenant laws work in, PA?

Rental owners in, PA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

What is the typical vacancy rate in, PA?

Vacancy risk in, PA is elevated. That supports measured cash flow for typical rental holds.

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