Real Estate Investing in Summerdale, Pennsylvania (17093)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cumberland County • Population: 752 • Data updated: September 2026

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Should you buy in 17093 (Summerdale, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 23.5% of homes vacant — above national norms.
  • Elevated poverty: 33.7% poverty rate — can affect rent collection.
  • Higher unemployment: 27.6% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Summerdale, PA (17093)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $256,692
Avg Monthly Rent $1,269
1% Rule ✗ Does Not Meet
Median Income $71,282
% Renters 13.0%

Market Analysis: 17093 Summerdale

ZIP 17093 in Summerdale, PA carries a substantial set of headwinds. Home values near $257K and rents of $1,269/mo sit inside a market where underwriting has to be tight.

Turning to rents, the numbers look inviting — $257K purchase price, 0.0% nominal cap — the work to hit that pro forma in 17093 is substantial and deserves full respect.

In the broader PA picture, 17093 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 17093 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 17093 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Summerdale:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+9.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,269/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Harrisburg-Carlisle, PA Metro Area
Even conditions for buyers and sellers
21 days
Average time to sell
Fast
11.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Harrisburg-Carlisle, PA metro data

Market Trends

Home Value History (with trend line)

$267K$237K$208K$178K$148K$119KJan 2013Oct 2019Jul 2026

📊 How Does 17093 Compare?

Metric 17093 Summerdale Harrisburg-Carlisle, PA Pennsylvania
Home Value $256,692 $256,692 N/A $278,018
5-Year CAGR 7.6% 7.6% N/A 6.3%
Avg Rent $1,269 $1,269 N/A -
Cap Rate 3.9% 3.9% - -
💡 Why Invest in 17093? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17093 (Summerdale, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+7.6%
Strong

📊 Market Snapshot

Home Value $256,692
Monthly Rent $1,269
Price-to-Rent 16.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.9%
5-Year IRR 11.4%

📈 Home Appreciation

1-Year +9.6% ▲
3-Year CAGR +7.4% ▲
5-Year CAGR +7.6% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
23.5%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.6%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 17093

Population: 752

💰 Median Household Income
$71,282
This area
$71,282
State
$73,647
USA
$74,580
🏠 Renter Occupied
13.0%
This area
13.0%
State
23.0%
USA
34.0%
💼 Unemployment Rate
27.6%
This area
27.6%
State
-7.4%
USA
3.7%
🎓 College Educated
1.9%
This area
1.9%
State
12.3%
USA
33.7%
👤 Median Age
23.4 years
This area
23.4 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
23.5%
This area
23.5%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
10.7%
This area
10.7%
USA
22.0%
👴 65 and Over
8.8%
This area
8.8%
USA
17.3%
📊 Poverty Rate
33.7%
This area
33.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 17093

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Camp Curtin Academy

📚 06 – 08 Middle
📍 2900 N 6th Street, Harrisburg
👥
470 Students
👨‍🏫
12.8:1 Class Size
💰
$23,917 Per Student
A+ Excellent

East Pennsboro Area MS

📚 06 – 08 Middle
📍 529 Panther Parkway, Enola
👥
574 Students
👨‍🏫
12.3:1 Class Size
💰
$21,728 Per Student
A+ Excellent

East Pennsboro Area SHS

📚 09 – 12 High School
📍 425 W Shady Ln, Enola
👥
788 Students
👨‍🏫
14.1:1 Class Size
💰
$21,728 Per Student
A+ Excellent

East Pennsboro El Sch

📚 K – 05 Elementary
📍 840 Panther Pkwy, Enola
👥
610 Students
👨‍🏫
14.5:1 Class Size
💰
$21,728 Per Student
A Very Good

Benjamin Franklin Sch

📚 Pre-K – 05 Elementary
📍 1205 N 6th Street, Harrisburg
👥
740 Students
👨‍🏫
16.4:1 Class Size
💰
$23,917 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 5,924 Off-Campus Students
C+
Central Penn College
827 students · 0.5 mi
C
Harrisburg Area Community College
12,880 students · 2.4 mi
D
Pennsylvania State System of Higher Education-Central Office
0 students · 3.8 mi
C
Harrisburg University of Science and Technology
3,558 students · 4.2 mi
D
Empire Beauty School-Harrisburg
150 students · 5.4 mi
C
Barber and Beauty Academy of Pennsylvania
44 students · 5.9 mi
C+
Messiah University
3,344 students · 11.1 mi
C
Pennsylvania State University-Penn State Harrisburg
4,651 students · 12.3 mi

Investor Insight: With 5,924 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How should investors approach Summerdale, PA?

In Summerdale, PA the healthy play is typically careful cash-flow rentals with hands-on management. The combination of $257K prices and $1,269/mo rents suits that approach.

How expensive is real estate in Summerdale, PA?

The median home value in Summerdale, PA is roughly $257K. That puts it reasonable relative to the PA statewide average.

What do rentals go for in Summerdale, PA?

Rental rates in Summerdale, PA average $1,269/mo. Tenant demand and $257K home values make the yield look reasonable by investor standards.

How strict are landlord regulations in Summerdale, PA?

Rental owners in Summerdale, PA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the investability score for Summerdale, PA?

Summerdale, PA records an investability rating of 3.0/5, with median home values near $257K and average rents around $1,269/mo. That combination puts it in the sturdy tier for investor interest.

You know 17093 now. You don’t know where it ranks.

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How 17093 ranks in Harrisburg-Carlisle, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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