Real Estate Investing in Clearfield, Pennsylvania (16830)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 16830 (Clearfield, PA)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Declining values: -0.3% 5-year CAGR — values have moved lower.
- Elevated vacancy: 11.7% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Clearfield, PA (16830)?
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Market Analysis: 16830 Clearfield
The 16830 ZIP covers a section of Clearfield that demands careful diligence. Prices near $137K look accessible, but the work to make a deal cash flow is real.
Rent of $873/mo on a $137K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 16830 sits below the stated 0.0% once reality is priced in.
The gap between 16830 and stronger Clearfield ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A substantial renter share of 37% in 16830 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
New investors are better served looking at Clearfield's stable or hybrid ZIPs before stepping into 16830. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Clearfield:
Market Trends
Home Value History (with trend line)
📊 How Does 16830 Compare?
| Metric | 16830 | Clearfield | DuBois, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $137,040 | $137,040 | N/A | $278,018 |
| 5-Year CAGR | N/A | N/A | N/A | 6.3% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 5.0% | 5.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 16830 (Clearfield, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $137,040 |
| Monthly Rent | $873 |
| Price-to-Rent | 13.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.6% |
| Cap Rate | 5.0% |
| 5-Year IRR | 4.7% |
📈 Home Appreciation
| 1-Year | +7.0% ▲ |
| 3-Year CAGR | +0.8% ▲ |
| 5-Year CAGR | -0.3% ▼ |
| 10-Year CAGR | +4.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 16830
Population: 13,698
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 16830
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are homes affordable in Clearfield, PA?
Expect median prices around $137K in Clearfield, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
Is the tenant base reliable in Clearfield, PA?
Tenant quality in Clearfield, PA ranks as solid. Landlords generally report even-keeled occupancy at market rents of $873/mo.
How strong is Clearfield, PA for real estate investors?
Our data puts Clearfield, PA at 3.0/5 for investability. Home prices of $137K and rents around $873/mo create a solid backdrop for investor activity.
What is the rental occupancy rate in Clearfield, PA?
Rental vacancy in Clearfield, PA is elevated. Investors should budget normal turnover but not chronic empty units.
What is it like being a landlord in Clearfield, PA?
The landlord environment in Clearfield, PA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
You know 16830 now. You don’t know where it ranks.
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How 16830 ranks in DuBois, PA
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