Real Estate Investing in Wampum, Pennsylvania (16157)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lawrence County • Population: 2,759 • Data updated: September 2026

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Should you buy in 16157 (Wampum, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (78/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.1% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wampum, PA (16157)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $171,587
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $60,542
% Renters 23.2%

Market Analysis: 16157 Wampum

ZIP 16157 inside Lawrence County looks affordable on the surface — median value of $172K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 16157 is robust only for operators who understand what they are buying. A $172K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 16157's metrics run below Lawrence County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Turning to rents, 2,759 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 16157 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wampum:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+8.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
New Castle, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from New Castle, PA metro data
🏠

Property Strategy for 16157

Which property type performs best in this market?

Best for Cash Flow
2BR
5.5% cap rate
Best for Appreciation
4BR
+6.5% 5yr CAGR
Best Overall Value
4BR
$52,686/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $127,518 $970 5.5% +4.9% $63,759
3BR $179,772 $1,340 5.4% +5.5% $59,924
4BR $210,743 $1,500 5.1% +6.5% $52,686

Market Trends

Home Value History (with trend line)

$178K$159K$139K$119K$99K$79KJul 2006Jul 2016Jul 2026

📊 How Does 16157 Compare?

Metric 16157 Wampum New Castle, PA Pennsylvania
Home Value $171,587 $171,587 N/A $278,018
5-Year CAGR 4.4% 4.4% N/A 6.3%
Avg Rent $873 $873 N/A -
Cap Rate 4.0% 4.0% - -
💡 Why Invest in 16157? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16157 (Wampum, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Low
5yr Growth
+4.4%
Moderate

📉 Market Crash Risk Index

Based on New Castle, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $171,587
Monthly Rent $873
Price-to-Rent 16.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +8.0% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +4.4% ▲
10-Year CAGR +4.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.1%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.4%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 16157

Population: 2,759

💰 Median Household Income
$60,542
This area
$60,542
State
$73,647
USA
$74,580
🏠 Renter Occupied
23.2%
This area
23.2%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.5%
This area
4.5%
State
-7.4%
USA
3.7%
🎓 College Educated
12.3%
This area
12.3%
State
12.3%
USA
33.7%
👤 Median Age
51.1 years
This area
51.1 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
10.1%
This area
10.1%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 96.5%
Other/Mixed 2.3%
Hispanic/Latino 1.3%
Asian 0.8%
Black/African American 0.4%
👶 Under 18
12.3%
This area
12.3%
USA
22.0%
👴 65 and Over
23.5%
This area
23.5%
USA
17.3%
📊 Poverty Rate
10.0%
This area
10.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

6 Nearby 33 Off-Campus Students
C
Butler Beauty Academy-New Castle Beauty Academy
30 students · 7.6 mi
C+
Geneva College
1,258 students · 8.1 mi
C
Beaver Falls Beauty Academy
45 students · 9.4 mi
D
UPMC Jameson School of Nursing
332 students · 9.5 mi
C
New Castle School of Trades
623 students · 10.7 mi
C
Pennsylvania State University-Penn State Beaver
504 students · 14.7 mi

Frequently Asked Questions

What is the renter demographic in Wampum, PA?

Tenant quality in Wampum, PA ranks as solid. Landlords generally report predictable occupancy at market rents of $873/mo.

Which real estate strategy fits Wampum, PA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Wampum, PA. The numbers - $172K homes against $873/mo rents - support that play.

What are home prices like in Wampum, PA?

Median home price in Wampum, PA is near $172K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

How viable is house hacking in Wampum, PA?

House hacking in Wampum, PA is a challenging. With home values around $172K and rents at $873/mo, owner-occupants can offset a meaningful share of PITI.

How do landlord-tenant laws work in Wampum, PA?

PA ranks as a landlord-friendly state for landlord-tenant law. Wampum generally follows the statewide framework, so landlords face reasonable operating rules.

You know 16157 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 16157 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 16157 ranks in New Castle, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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