Real Estate Investing in Gallitzin, Pennsylvania (16641)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cambria County • Population: 2,444 • Data updated: September 2026

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Should you buy in 16641 (Gallitzin, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 12.9% of homes vacant — above national norms.
  • Declining values: -10.7% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 8.7% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Gallitzin, PA (16641)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $101,763
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $56,809
% Renters 17.1%

Market Analysis: 16641 Gallitzin

Not every below-median market is a bargain. Gallitzin's 16641 ZIP comes in at signals that favor experienced operators who can absorb the risk $102K pricing implies.

Rent of $1,017/mo on a $102K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 16641 sits below the stated 0.0% once reality is priced in.

The gap between 16641 and stronger Gallitzin ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 16641 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 16641 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Gallitzin:

C Below Average
Buy Confidence Score: 53/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.8× the median income
Value Trend
Declining (-8.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Johnstown, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Johnstown, PA metro data

Market Trends

Home Value History (with trend line)

$203K$181K$159K$136K$114K$92KJan 2016May 2021Jul 2026

📊 How Does 16641 Compare?

Metric 16641 Gallitzin Johnstown, PA Pennsylvania
Home Value $101,763 $101,763 N/A $278,018
5-Year CAGR N/A N/A N/A 6.3%
Avg Rent $1,017 $1,017 N/A -
Cap Rate 7.8% 7.8% - -
💡 Why Invest in 16641? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16641 (Gallitzin, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.8%
Good
5yr Growth
-10.7%
Declining

📉 Market Crash Risk Index

Based on Johnstown, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
46%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $101,763
Monthly Rent $1,017
Price-to-Rent 8.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 12.0%
Cap Rate 7.8%
5-Year IRR N/A

📈 Home Appreciation

1-Year -8.7% ▼
3-Year CAGR -15.0% ▼
5-Year CAGR -10.7% ▼
10-Year CAGR -3.5% ▼

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 7.8%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (7.8%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.9%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
-10.7%
Declining
Eviction process: Moderate Rent control: Favorable

Demographics in 16641

Population: 2,444

💰 Median Household Income
$56,809
This area
$56,809
State
$73,647
USA
$74,580
🏠 Renter Occupied
17.1%
This area
17.1%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-7.4%
USA
3.7%
🎓 College Educated
18.4%
This area
18.4%
State
12.3%
USA
33.7%
👤 Median Age
44.1 years
This area
44.1 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.9%
This area
12.9%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 96.6%
Other/Mixed 3.1%
Hispanic/Latino 1.4%
Black/African American 0.2%
👶 Under 18
20.8%
This area
20.8%
USA
22.0%
👴 65 and Over
17.1%
This area
17.1%
USA
17.3%
📊 Poverty Rate
6.5%
This area
6.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 16641

A+ Avg School Grade
1 Schools
14.0:1 Avg Class Size
$17,395 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Penn Cambria MS

📚 05 – 08 School
👥
474 Students
👨‍🏫
14.0:1 Class Size
💰
$17,395 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 417 Off-Campus Students
C+
Saint Francis University
2,835 students · 3.6 mi
C
Mount Aloysius College
2,967 students · 3.7 mi
C
Pennsylvania State University-Penn State Altoona
2,421 students · 8.8 mi
C
YTI Career Institute-Altoona
112 students · 9.1 mi
C+
Greater Altoona Career & Technology Center
174 students · 9.1 mi
C+
The Salon Professional Academy-Altoona
66 students · 9.2 mi
C
Altoona Beauty School Inc
80 students · 9.7 mi

Frequently Asked Questions

What kind of vacancy should I budget for in Gallitzin, PA?

Gallitzin, PA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What is the smart move for investors in Gallitzin, PA?

In Gallitzin, PA the notable play is typically careful cash-flow rentals with hands-on management. The combination of $102K prices and $1,017/mo rents suits that approach.

How do home values compare in Gallitzin, PA?

Homes in Gallitzin, PA typically sell near $102K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

Are landlord laws favorable in Gallitzin, PA?

Gallitzin, PA operates under PA law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

What kind of market is Gallitzin, PA for investors?

Investors tracking Gallitzin, PA will find a 3.0/5 rating supported by $102K median home values and $1,017/mo rents. That profile suits long-term holders targeting consistent returns.

You know 16641 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 16641 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 16641 ranks in Johnstown, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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