Real Estate Investing in Duncansville, Pennsylvania (16635)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Blair County • Population: 12,115 • Data updated: September 2026

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Should you buy in 16635 (Duncansville, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Duncansville, PA (16635)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $243,108
Avg Monthly Rent $1,143
1% Rule ✗ Does Not Meet
Median Income $70,140
% Renters 22.7%

Market Analysis: 16635 Duncansville

Not every below-median market is a bargain. Duncansville's 16635 ZIP reflects signals that favor experienced operators who can absorb the risk $243K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $243K asset, 16635 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader PA picture, 16635 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 16635 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 16635 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Duncansville:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+10.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,143/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Altoona, PA Metro Area
More inventory, negotiating room for buyers
41 days
Average time to sell
Average
11.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Altoona, PA metro data

Market Trends

Home Value History (with trend line)

$254K$223K$192K$161K$130K$100KJul 2006Jul 2016Jul 2026

📊 How Does 16635 Compare?

Metric 16635 Duncansville Altoona, PA Pennsylvania
Home Value $243,108 $243,108 N/A $278,018
5-Year CAGR 4.5% 4.5% N/A 6.3%
Avg Rent $1,143 $1,143 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 16635? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16635 (Duncansville, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+4.5%
Moderate

📉 Market Crash Risk Index

Based on Altoona, PA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
1/2
41 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $243,108
Monthly Rent $1,143
Price-to-Rent 17.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.7%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +10.4% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +3.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.4%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.5%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 16635

Population: 12,115

💰 Median Household Income
$70,140
This area
$70,140
State
$73,647
USA
$74,580
🏠 Renter Occupied
22.7%
This area
22.7%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-7.4%
USA
3.7%
🎓 College Educated
25.7%
This area
25.7%
State
12.3%
USA
33.7%
👤 Median Age
44.8 years
This area
44.8 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
4.4%
This area
4.4%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 96.5%
Other/Mixed 1.8%
Asian 1.7%
Hispanic/Latino 1.2%
👶 Under 18
20.0%
This area
20.0%
USA
22.0%
👴 65 and Over
24.1%
This area
24.1%
USA
17.3%
📊 Poverty Rate
4.9%
This area
4.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 16635

A Avg School Grade
1 Schools
14.0:1 Avg Class Size
$16,186 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Foot of Ten El Sch

📚 K – 06 School
👥
506 Students
👨‍🏫
14.0:1 Class Size
💰
$16,186 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 417 Off-Campus Students
C+
The Salon Professional Academy-Altoona
66 students · 5.7 mi
C
YTI Career Institute-Altoona
112 students · 6.6 mi
C
Mount Aloysius College
2,967 students · 6.7 mi
C
Altoona Beauty School Inc
80 students · 7.9 mi
C+
Greater Altoona Career & Technology Center
174 students · 7.9 mi
C
Pennsylvania State University-Penn State Altoona
2,421 students · 9.6 mi
C+
Saint Francis University
2,835 students · 10.1 mi

Frequently Asked Questions

Are rents high in Duncansville, PA?

The typical rental in Duncansville, PA commands about $1,143/mo monthly. That rent profile measured cash flow against the $243K purchase basis.

What is the renter demographic in Duncansville, PA?

Expect a solid tenant pool in Duncansville, PA. The rental market absorbs $1,143/mo rents without meaningful friction.

Where do home prices stand in Duncansville, PA?

Homes in Duncansville, PA typically sell near $243K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

Are eviction rules reasonable in Duncansville, PA?

The landlord environment in Duncansville, PA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What does house hacking look like in Duncansville, PA?

Duncansville, PA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,143/mo rent level.

You know 16635 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 16635 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 16635 ranks in Altoona, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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