Real Estate Investing in Vanderbilt, Pennsylvania (15486)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fayette County • Population: 2,127 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 15486 (Vanderbilt, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (74/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.6% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Vanderbilt, PA (15486)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $182,068
Avg Monthly Rent $1,287
1% Rule ✗ Does Not Meet
Median Income $64,726
% Renters 12.5%

Market Analysis: 15486 Vanderbilt

This part of Fayette County is not an easy win. The 15486 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 15486 is healthy only for operators who understand what they are buying. A $182K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Turning to rents, 15486 offers a low basis, the region around Vanderbilt has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 15486 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

New investors are better served looking at Vanderbilt's stable or hybrid ZIPs before stepping into 15486. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Vanderbilt:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,287/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Pittsburgh, PA Metro Area
More inventory, negotiating room for buyers
42 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pittsburgh, PA metro data
🏠

Property Strategy for 15486

Which property type performs best in this market?

Best for Cash Flow
2BR
8.6% cap rate
Best for Appreciation
2BR
+4.7% 5yr CAGR
Best Overall Value
2BR
$60,096/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $120,192 $1,430 8.6% +4.7% $60,096
3BR $202,457 $1,830 6.5% +4.6% $67,486

Market Trends

Home Value History (with trend line)

$188K$170K$151K$133K$114K$96KJan 2013Oct 2019Jul 2026

📊 How Does 15486 Compare?

Metric 15486 Vanderbilt Pittsburgh, PA Pennsylvania
Home Value $182,068 $136,553 N/A $278,018
5-Year CAGR 3.3% 3.9% N/A 6.3%
Avg Rent $1,287 $1,188 N/A -
Cap Rate 5.5% 7.4% - -
💡 Why Invest in 15486? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15486 (Vanderbilt, PA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 15486 (Vanderbilt, PA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.5%
Fair
5yr Growth
+3.3%
Moderate

📉 Market Crash Risk Index

Based on Pittsburgh, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
1/2
42 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $182,068
Monthly Rent $1,287
Price-to-Rent 11.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.5%
Cap Rate 5.5%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +4.7% ▲
5-Year CAGR +3.3% ▲
10-Year CAGR +4.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.6%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 15486

Population: 2,127

💰 Median Household Income
$64,726
This area
$64,726
State
$73,647
USA
$74,580
🏠 Renter Occupied
12.5%
This area
12.5%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-7.4%
USA
3.7%
🎓 College Educated
22.9%
This area
22.9%
State
12.3%
USA
33.7%
👤 Median Age
51.0 years
This area
51.0 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
9.6%
This area
9.6%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 96.5%
Other/Mixed 2.7%
Hispanic/Latino 1.8%
Asian 0.6%
Black/African American 0.1%
👶 Under 18
13.8%
This area
13.8%
USA
22.0%
👴 65 and Over
23.0%
This area
23.0%
USA
17.3%
📊 Poverty Rate
5.7%
This area
5.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 15486

A Avg School Grade
1 Schools
12.9:1 Avg Class Size
$20,881 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Franklin Sch

📚 K – 06 School
👥
130 Students
👨‍🏫
12.9:1 Class Size
💰
$20,881 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 1,608 Off-Campus Students
C
Pennsylvania State University-Penn State Fayette- Eberly
419 students · 6.2 mi
C
Laurel Business Institute
397 students · 8.7 mi
C+
Pennsylvania Western University
11,305 students · 9.7 mi
C
Fayette County Career & Technical Institute Practical Nursing Program
69 students · 11.6 mi
C
Douglas Education Center
200 students · 13.2 mi

Investor Insight: With 1,608 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are vacancy rates like in Vanderbilt, PA?

Vanderbilt, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.

How landlord-friendly is Vanderbilt, PA?

Landlord-friendliness in Vanderbilt, PA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is it easy to find good tenants in Vanderbilt, PA?

Tenant demand in Vanderbilt, PA is solid. The local workforce $1,287/mo rents across most rental classes.

What strategy should investors use in Vanderbilt, PA?

A careful cash-flow rentals with hands-on management strategy Vanderbilt, PA best. The market produces measured results for that approach at the $182K price point.

How much should I expect to pay for a home in Vanderbilt, PA?

Expect median prices around $182K in Vanderbilt, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

You know 15486 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 15486 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 15486 ranks in Pittsburgh, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 15486 (Vanderbilt)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 15486 (Vanderbilt, PA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.