Real Estate Investing in Monongahela, Pennsylvania (15063)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 10,479 • Data updated: September 2026

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Should you buy in 15063 (Monongahela, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Monongahela, PA (15063)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $153,748
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $60,816
% Renters 23.2%

Market Analysis: 15063 Monongahela

ZIP 15063 inside Washington County looks affordable on the surface — median value of $154K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 15063 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 15063 among PA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

From a cash-flow lens, 10,479 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Monongahela:

B+ Great
Buy Confidence Score: 79/100
Affordability
25/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Rising (+3.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
❄️
COOL MARKET
Pittsburgh, PA Metro Area
More inventory, negotiating room for buyers
42 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pittsburgh, PA metro data
🏠

Property Strategy for 15063

Which property type performs best in this market?

Best for Cash Flow
1BR
9.7% cap rate
Best for Appreciation
3BR
+5.8% 5yr CAGR
Best Overall Value
4BR
$51,552/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $66,809 $900 9.7% $66,809
2BR $108,904 $1,080 7.1% +5.1% $54,452
3BR $173,172 $1,380 5.7% +5.8% $57,724
4BR $206,206 $1,490 5.2% +5.4% $51,552

Market Trends

Home Value History (with trend line)

$161K$143K$124K$106K$87K$69KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 15063 Compare?

Metric 15063 Monongahela Pittsburgh, PA Pennsylvania
Home Value $153,748 $153,748 N/A $278,018
5-Year CAGR 3.2% 3.2% N/A 6.3%
Avg Rent $900 $900 N/A -
Cap Rate 4.6% 4.6% - -
💡 Why Invest in 15063? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15063 (Monongahela, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+3.2%
Moderate

📉 Market Crash Risk Index

Based on Pittsburgh, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
1/2
42 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $153,748
Monthly Rent $900
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 7.8%

📈 Home Appreciation

1-Year +3.5% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +3.2% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.7%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.2%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 15063

Population: 10,479

💰 Median Household Income
$60,816
This area
$60,816
State
$73,647
USA
$74,580
🏠 Renter Occupied
23.2%
This area
23.2%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-7.4%
USA
3.7%
🎓 College Educated
26.1%
This area
26.1%
State
12.3%
USA
33.7%
👤 Median Age
49.3 years
This area
49.3 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
7.7%
This area
7.7%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 94.6%
Other/Mixed 3.5%
Hispanic/Latino 2.1%
Black/African American 1.5%
Asian 0.5%
👶 Under 18
15.1%
This area
15.1%
USA
22.0%
👴 65 and Over
25.9%
This area
25.9%
USA
17.3%
📊 Poverty Rate
10.1%
This area
10.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 15063

A+ Avg School Grade
4 Schools
13.8:1 Avg Class Size
$19,990 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Ringgold El Sch South

📚 K – 04 Elementary
👥
550 Students
👨‍🏫
13.4:1 Class Size
💰
$20,152 Per Student
A+ Excellent

Ringgold MS

📚 05 – 08 School
👥
743 Students
👨‍🏫
13.2:1 Class Size
💰
$20,152 Per Student
A+ Excellent

Ringgold SHS

📚 09 – 12 High School
👥
832 Students
👨‍🏫
14.5:1 Class Size
💰
$20,152 Per Student
A+ Excellent

William Penn El Sch

📚 K – 05 Elementary
👥
329 Students
👨‍🏫
14.1:1 Class Size
💰
$19,504 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 1,399 Off-Campus Students
C
Douglas Education Center
200 students · 2.9 mi
C+
Pennsylvania Western University
11,305 students · 9.2 mi
C
Empire Beauty School-West Mifflin
76 students · 10.4 mi
C
Pittsburgh Institute of Aeronautics
591 students · 10.8 mi
C
All-State Career School-Pittsburgh
418 students · 11.3 mi
C
Pennsylvania State University-Penn State Greater Allegheny
361 students · 11.6 mi
C+
South Hills Beauty Academy
282 students · 14.8 mi

Investor Insight: With 1,399 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Monongahela, PA a smart market for rental property?

Our data puts Monongahela, PA at 3.0/5 for investability. Home prices of $154K and rents around $900/mo create a solid backdrop for investor activity.

What is the smart move for investors in Monongahela, PA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Monongahela, PA. The numbers - $154K homes against $900/mo rents - support that play.

How much do tenants pay in Monongahela, PA?

Average rent in Monongahela, PA is approximately $900/mo per month. Against $154K home values that yields a reasonable rent-to-price ratio.

Do rentals sit vacant long in Monongahela, PA?

Monongahela, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.

Does Monongahela, PA favor landlords or tenants?

PA law landlord-friendly for landlords, and Monongahela inherits those rules. Investors should still review local ordinances for rental licensing.

You know 15063 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 15063 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 15063 ranks in Pittsburgh, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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