Real Estate Investing in East Concord, New York (14055)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Erie County • Population: 1,300 • Data updated: September 2026

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Should you buy in 14055 (East Concord, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 25.9 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in East Concord, NY (14055)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $324,317
Avg Monthly Rent $1,044
1% Rule ✗ Does Not Meet
Median Income $45,000
% Renters 11.9%

Market Analysis: 14055 East Concord

ZIP 14055 in East Concord, NY carries a durable set of headwinds. Home values near $324K and rents of $1,044/mo sit inside a market where underwriting has to be tight.

The investment case in 14055 is notable only for operators who understand what they are buying. A $324K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader NY picture, 14055 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 14055 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 14055 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in East Concord:

C Below Average
Buy Confidence Score: 53/100
Affordability
5/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.2× the median income
Value Trend
Rising (+7.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,044/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Buffalo-Cheektowaga, NY Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Buffalo-Cheektowaga, NY metro data

Market Trends

Home Value History (with trend line)

$339K$296K$252K$208K$164K$121KJul 2006Jul 2016Jul 2026

📊 How Does 14055 Compare?

Metric 14055 East Concord Buffalo-Cheektowaga, NY New York
Home Value $324,317 $324,317 N/A $505,608
5-Year CAGR 4.7% 4.7% N/A 6.6%
Avg Rent $1,044 $1,044 N/A -
Cap Rate 2.5% 2.5% - -
💡 Why Invest in 14055? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14055 (East Concord, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $324,317
Monthly Rent $1,044
Price-to-Rent 25.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 7.2%

📈 Home Appreciation

1-Year +7.6% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.7%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14055

Population: 1,300

💰 Median Household Income
$45,000
This area
$45,000
State
$86,376
USA
$74,580
🏠 Renter Occupied
11.9%
This area
11.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-24.2%
USA
3.7%
🎓 College Educated
32.1%
This area
32.1%
State
4.2%
USA
33.7%
👤 Median Age
53.8 years
This area
53.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
3.7%
This area
3.7%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 99.7%
Hispanic/Latino 0.3%
Other/Mixed 0.3%
👶 Under 18
13.6%
This area
13.6%
USA
22.0%
👴 65 and Over
25.3%
This area
25.3%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How does East Concord, NY stack up for property investment?

Yes - East Concord, NY a 3.0/5 investability score. With $324K home prices against $1,044/mo monthly rent, the market delivers a reasonable entry point for new investors.

Are eviction rules reasonable in East Concord, NY?

For rental operators, East Concord, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

How much rent can I charge in East Concord, NY?

Rents in East Concord, NY run near $1,044/mo. Compared with median home prices of $324K that produces solid gross yields for typical rentals.

How tight is the rental market in East Concord, NY?

East Concord, NY carries elevated vacancy risk. Expect even-keeled absorption at market rents of $1,044/mo.

Is it easy to find good tenants in East Concord, NY?

The renter base in East Concord, NY is reasonable for the $1,044/mo price point. Screening well and pricing to market typically yields predictable tenants.

You know 14055 now. You don’t know where it ranks.

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How 14055 ranks in Buffalo-Cheektowaga, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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