Real Estate Investing in Mc Graw, New York (13101)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13101 (Mc Graw, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.1% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mc Graw, NY (13101)?
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Market Analysis: 13101 Mc Graw
Turning to rents, ZIP 13101 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $183K median. It rewards specialists, not generalists.
Distressed markets are won on execution, not on spreadsheets. ZIP 13101 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Turning to rents, 13101 offers a low basis, the region around Mc Graw has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 13101 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategy in 13101 is an operator game, not a passive one. On the rental side, entry prices of $183K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Mc Graw:
Property Strategy for 13101
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $146,725 | $1,130 | 5.5% | +7.3% | $73,363 |
| 3BR | $173,693 | $1,420 | 5.9% | +8.0% | $57,898 |
| 4BR | $189,924 | $1,900 | 7.2% | +7.2% | $47,481 |
Market Trends
Home Value History (with trend line)
📊 How Does 13101 Compare?
| Metric | 13101 | Mc Graw | Cortland, NY | New York |
|---|---|---|---|---|
| Home Value | $182,897 | $182,897 | N/A | $505,608 |
| 5-Year CAGR | 6.4% | 6.4% | N/A | 6.6% |
| Avg Rent | $1,017 | $1,017 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13101 (Mc Graw, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $182,897 |
| Monthly Rent | $1,017 |
| Price-to-Rent | 15.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.7% |
| Cap Rate | 4.3% |
| 5-Year IRR | 10.7% |
📈 Home Appreciation
| 1-Year | +9.4% ▲ |
| 3-Year CAGR | +6.7% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +6.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13101
Population: 2,221
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13101
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,184 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Where do rents currently stand in Mc Graw, NY?
Expect rents around $1,017/mo per month in Mc Graw, NY. With home values at $183K, the yield math works out to reasonable levels for rental investors.
How strong is the working-renter base in Mc Graw, NY?
Tenant quality in Mc Graw, NY ranks as solid. Landlords generally report steady occupancy at market rents of $1,017/mo.
What is the median home value in Mc Graw, NY?
Mc Graw, NY median home values land near $183K. That is reasonable territory for investors looking at $1,017/mo-per-month rentals.
Can I live-in-and-rent in Mc Graw, NY?
Mc Graw, NY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,017/mo rent level.
What investment strategy works best in Mc Graw, NY?
Investors usually favor careful cash-flow rentals with hands-on management in Mc Graw, NY. With home values at $183K and rents near $1,017/mo, other strategies can work but produce even-keeled rather than outsized returns.
You know 13101 now. You don’t know where it ranks.
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How 13101 ranks in Cortland, NY
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