Real Estate Investing in Mc Graw, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 2,221 • Cortland County

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Should you buy in Mc Graw, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.1% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Mc Graw, NY?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.4% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $182,897
Avg Monthly Rent $1,017
ZIP Codes 1

Investing in Mc Graw Real Estate

Mc Graw, NY covers 1 ZIP codes and a population but the investment metrics here are modest — this is not a market to enter casually.

A 3.0 rating and a 5-year CAGR of 0.0% are the kinds of numbers that warrant real local underwriting, not spreadsheet tourism. Mc Graw is in that category.

Market conditions in Mc Graw are muted. Days-on-market has stretched, rent growth has stalled, and the 0.0% 5-year CAGR understates how uneven the underlying ZIPs really are.

Mc Graw's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Cortland, NY

Mc Graw is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$182,897
Avg Monthly Rent
$1,017
1% Rule
✗ Below
Landlord Friendly (NY)

📉 Market Crash Risk Index

Based on Cortland, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Cortland, NY metro
0
Days to pending
10.4%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Mc Graw, NY

Screen every ZIP in Mc Graw

Filter Mc Graw’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Mc Graw, NY

How does Mc Graw, NY rate as a rental market?

Our data puts Mc Graw, NY at 3.0/5 for investability. Home prices of $183K and rents around $1,017/mo create a solid backdrop for investor activity.

What is the best play in Mc Graw, NY?

The best-fit strategy in Mc Graw, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What are rental rates like in Mc Graw, NY?

Rents in Mc Graw, NY run near $1,017/mo. Compared with median home prices of $183K that produces solid gross yields for typical rentals.

Do rentals sit vacant long in Mc Graw, NY?

Mc Graw, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How do landlord-tenant laws work in Mc Graw, NY?

The landlord environment in Mc Graw, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

Community Ratings

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