Real Estate Investing in Eastchester, New York (10709)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Westchester County • Population: 10,274 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 10709 (Eastchester, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Eastchester, NY (10709)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,027,870
Avg Monthly Rent $3,450
1% Rule ✗ Does Not Meet
Median Income $154,935
% Renters 24.4%

Market Analysis: 10709 Eastchester

The 10709 ZIP in Eastchester, NY is a local-operator market. Outside capital chasing a $1.0M entry has to pair deep knowledge with the discount.

From a cash-flow lens, the numbers look inviting — $1.0M purchase price, 0.0% nominal cap — the work to hit that pro forma in 10709 is substantial and deserves full respect.

Statewide comparisons place 10709 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 10709 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 10709 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Eastchester:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.6× the median income
Value Trend
Rising (+6.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,450/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 10709

Which property type performs best in this market?

Best for Cash Flow
3BR
2.8% cap rate
Best for Appreciation
4BR
+7.5% 5yr CAGR
Best Overall Value
4BR
$308,392/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $1,019,011 $3,920 2.8% +6.9% $339,670
4BR $1,233,568 $4,260 2.5% +7.5% $308,392

Market Trends

Home Value History (with trend line)

$1.1M$978K$866K$754K$642K$531KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,520$3,316$3,112$2,908$2,704$2,500Mar 2026May 2026Jul 2026

📊 How Does 10709 Compare?

Metric 10709 Eastchester New York
Home Value $1,027,870 $1,027,870 $505,608
5-Year CAGR 5.0% 5.0% 6.6%
Avg Rent $3,450 $3,450 -
Cap Rate 2.6% 2.6% -
💡 Why Invest in 10709? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10709 (Eastchester, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 10709 (Eastchester, NY)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Westchester County

Manage rentals here? List your business →

Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website

Unclaimed — is this your business? Claim it free

Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website

Unclaimed — is this your business? Claim it free

Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+5.0%
Moderate

📊 Market Snapshot

Home Value $1,027,870
Monthly Rent $3,450
Price-to-Rent 24.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +6.5% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +4.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.2%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.0%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 10709

Population: 10,274

💰 Median Household Income
$154,935
This area
$154,935
State
$86,376
USA
$74,580
🏠 Renter Occupied
24.4%
This area
24.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-24.2%
USA
3.7%
🎓 College Educated
62.5%
This area
62.5%
State
4.2%
USA
33.7%
👤 Median Age
43.3 years
This area
43.3 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
5.2%
This area
5.2%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 83.2%
Asian 9.9%
Other/Mixed 5.7%
Hispanic/Latino 4.0%
Black/African American 1.2%
👶 Under 18
23.6%
This area
23.6%
USA
22.0%
👴 65 and Over
20.4%
This area
20.4%
USA
17.3%
📊 Poverty Rate
1.5%
This area
1.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10709

A+ Avg School Grade
6 Schools
10.3:1 Avg Class Size
$30,513 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

ANNE HUTCHINSON SCHOOL

📚 02 – 05 Elementary
👥
425 Students
👨‍🏫
9.6:1 Class Size
💰
$29,070 Per Student
A+ Excellent

EASTCHESTER MIDDLE SCHOOL

📚 06 – 10 High School
👥
728 Students
👨‍🏫
10.2:1 Class Size
💰
$29,070 Per Student
A+ Excellent

WAVERLY EARLY CHILDHOOD CENTER

📚 K – 01 Elementary
👥
425 Students
👨‍🏫
10.8:1 Class Size
💰
$29,070 Per Student
A+ Excellent

WILLIAM E COTTLE SCHOOL

📚 K – 05 Elementary
👥
506 Students
👨‍🏫
10.5:1 Class Size
💰
$33,398 Per Student
A+ Excellent

EASTCHESTER SENIOR HIGH SCHOOL

📚 06 – 12 High School
👥
958 Students
👨‍🏫
10.1:1 Class Size
💰
$29,070 Per Student
A+ Excellent

TUCKAHOE HIGH SCHOOL

📚 09 – 12 High School
👥
296 Students
👨‍🏫
10.6:1 Class Size
💰
$33,398 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

BRONXVILLE ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 177 PONDFIELD RD, BRONXVILLE
👥
669 Students
👨‍🏫
11.3:1 Class Size
💰
$33,454 Per Student
A+ Excellent

BRONXVILLE HIGH SCHOOL

📚 09 – 12 High School
📍 177 PONDFIELD RD, BRONXVILLE
👥
521 Students
👨‍🏫
11.9:1 Class Size
💰
$33,454 Per Student
A+ Excellent

BRONXVILLE MIDDLE SCHOOL

📚 06 – 08 Middle
📍 177 PONDFIELD RD, BRONXVILLE
👥
366 Students
👨‍🏫
11.2:1 Class Size
💰
$33,454 Per Student
A+ Excellent

COLUMBUS ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 275 WASHINGTON AVE, NEW ROCHELLE
👥
654 Students
👨‍🏫
11.0:1 Class Size
💰
$32,177 Per Student
A+ Excellent

GEORGE M DAVIS ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 80 ISELIN DR, NEW ROCHELLE
👥
647 Students
👨‍🏫
12.0:1 Class Size
💰
$32,177 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Saint Vladimirs Orthodox Theological Seminary
90 students · 1.4 mi
C
Iona University
3,720 students · 2.2 mi
C+
Sarah Lawrence College
1,743 students · 2.2 mi
C
Westchester School of Beauty Culture
55 students · 3.2 mi
C
Montefiore School of Nursing
115 students · 3.3 mi
C
Cochran School of Nursing
112 students · 4.2 mi
D
Academy for Jewish Religion
62 students · 4.9 mi
C+
Westchester School for Medical & Dental Assistants
35 students · 5.2 mi

Frequently Asked Questions

What strategy should investors use in Eastchester, NY?

A careful cash-flow rentals with hands-on management strategy Eastchester, NY best. The market produces even-keeled results for that approach at the $1.0M price point.

How strong is the working-renter base in Eastchester, NY?

The renter base in Eastchester, NY is reasonable for the $3,450/mo price point. Screening well and pricing to market typically yields predictable tenants.

Is Eastchester in NY worth investing in?

Investors tracking Eastchester, NY will find a 3.0/5 rating supported by $1.0M median home values and $3,450/mo rents. That profile suits long-term holders targeting stable returns.

Is house hacking profitable in Eastchester, NY?

House hacking in Eastchester, NY is reasonable to execute. Prices around $1.0M and rents of $3,450/mo solid owner-occupant economics.

How much is rent in Eastchester, NY?

Eastchester, NY rentals go for roughly $3,450/mo a month. That puts gross yield in solid territory relative to $1.0M acquisition costs.

You know 10709 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 10709 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 10709 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 10709 (Eastchester)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 10709 (Eastchester, NY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.