Real Estate Investing in New Rochelle, New York (10801)
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Should you buy in 10801 (New Rochelle, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in New Rochelle, NY (10801)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 10801 New Rochelle
This part of Westchester County is not an easy win. The 10801 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The 10801 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
On balance, 10801 offers a low basis, the region around New Rochelle has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The demographic picture in 10801 includes headwinds that any investor should price in. Income distribution skews lower than New Rochelle averages, and tenant stability requires active management.
Strategy in 10801 is an operator game, not a passive one. Put differently, entry prices of $808K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in New Rochelle:
Property Strategy for 10801
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $237,130 | $2,680 | 8.1% | +1.6% | $237,130 |
| 2BR | $434,433 | $2,940 | 4.9% | +4.3% | $217,217 |
| 3BR | $739,222 | $3,680 | 3.6% | +6.6% | $246,407 |
| 4BR | $851,884 | $4,000 | 3.4% | +7.1% | $212,971 |
| 5BR | $1,005,961 | — | — | +7.8% | $201,192 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10801 Compare?
| Metric | 10801 | New Rochelle | New York |
|---|---|---|---|
| Home Value | $808,126 | $885,580 | $505,608 |
| 5-Year CAGR | 6.3% | 6.8% | 6.6% |
| Avg Rent | $2,990 | $4,703 | - |
| Cap Rate | 2.9% | 3.9% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10801 (New Rochelle, NY). Anonymous, moderated, never written by AI.
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Property managers serving Westchester County
Manage rentals here? List your business →Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website
Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website
Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $808,126 |
| Monthly Rent | $2,990 |
| Price-to-Rent | 22.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +10.2% ▲ |
| 3-Year CAGR | +5.6% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +5.3% ▲ |
🏠 Rent Trends
| 1-Year | +3.6% ▲ |
| 3-Year CAGR | +1.9% ▲ |
| 5-Year CAGR | +3.7% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10801
Population: 41,984
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10801
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
ANNE HUTCHINSON SCHOOL
BENJAMIN TURNER MIDDLE SCHOOL
BRONXVILLE ELEMENTARY SCHOOL
BRONXVILLE HIGH SCHOOL
BRONXVILLE MIDDLE SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How does New Rochelle, NY stack up for property investment?
New Rochelle, NY rates 3.0/5 for investability. With median values at $808K and rents near $2,990/mo, the market offers reasonable fundamentals for rental investors.
How much is rent in New Rochelle, NY?
Investors in New Rochelle, NY typically see rents near $2,990/mo per month against $808K home values - a solid setup for rental cash flow.
How deep is the rental pool in New Rochelle, NY?
Tenant quality in New Rochelle, NY ranks as solid. Landlords generally report predictable occupancy at market rents of $2,990/mo.
Is New Rochelle, NY better for rentals, flips, or BRRRR?
A careful cash-flow rentals with hands-on management strategy New Rochelle, NY best. The market produces consistent results for that approach at the $808K price point.
Is house hacking profitable in New Rochelle, NY?
The house hack math a challenging in New Rochelle, NY. Owner-occupant buyers benefit from the $2,990/mo rents and $808K home values.
You know 10801 now. You don’t know where it ranks.
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How 10801 ranks in New York-Newark-Jersey City, NY-NJ-PA
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