Real Estate Investing in Mount Vernon, New York (10552)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10552 (Mount Vernon, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Mount Vernon, NY (10552)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 10552 Mount Vernon
This part of Westchester County is not an easy win. The 10552 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The 10552 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader NY picture, 10552 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Meanwhile, 21,499 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 10552 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Mount Vernon:
Property Strategy for 10552
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $730,206 | $3,420 | 3.4% | +5.7% | $243,402 |
| 4BR | $892,894 | $3,710 | 3.0% | +6.2% | $223,223 |
| 5BR | $988,468 | — | — | +7.7% | $197,694 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10552 Compare?
| Metric | 10552 | Mount Vernon | New York |
|---|---|---|---|
| Home Value | $556,112 | $569,782 | $505,608 |
| 5-Year CAGR | 3.5% | 1.3% | 6.6% |
| Avg Rent | $2,944 | $2,863 | - |
| Cap Rate | 4.1% | 3.9% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10552 (Mount Vernon, NY). Anonymous, moderated, never written by AI.
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Property managers serving Westchester County
Manage rentals here? List your business →Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website
Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website
Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $556,112 |
| Monthly Rent | $2,944 |
| Price-to-Rent | 15.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.4% |
| Cap Rate | 4.1% |
| 5-Year IRR | 7.6% |
📈 Home Appreciation
| 1-Year | +7.3% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +3.5% ▲ |
| 10-Year CAGR | +5.2% ▲ |
🏠 Rent Trends
| 1-Year | +12.0% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10552
Population: 21,499
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10552
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
ANNE HUTCHINSON SCHOOL
BENJAMIN TURNER MIDDLE SCHOOL
BRONXVILLE ELEMENTARY SCHOOL
BRONXVILLE HIGH SCHOOL
BRONXVILLE MIDDLE SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What are vacancy rates like in Mount Vernon, NY?
Vacancy risk in Mount Vernon, NY is elevated. That supports stable cash flow for typical rental holds.
What is the average home sale price in Mount Vernon, NY?
Mount Vernon, NY median home values land near $556K. That is reasonable territory for investors looking at $2,944/mo-per-month rentals.
What real estate strategy is ideal for Mount Vernon, NY?
The best-fit strategy in Mount Vernon, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Are tenants stable in Mount Vernon, NY?
The tenant pool in Mount Vernon, NY is solid, supported by local employment and population fundamentals. Rents of $2,944/mo are well-absorbed by the market.
Is Mount Vernon, NY a good place for real estate investing?
The 3.0/5 investability rating in Mount Vernon, NY reflects its $556K prices and $2,944/mo rents. Investors generally consider it a solid option within NY.
You know 10552 now. You don’t know where it ranks.
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How 10552 ranks in New York-Newark-Jersey City, NY-NJ-PA
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