Real Estate Investing in New York, New York (10027)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10027 (New York, NY)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Declining values: -2.5% 5-year CAGR — values have moved lower.
- Elevated vacancy: 11.2% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Elevated poverty: 20.2% poverty rate — can affect rent collection.
What’s happening in New York, NY (10027)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 10027 New York
ZIP 10027 in New York, NY carries a robust set of headwinds. Home values near $835K and rents of $3,962/mo sit inside a market where underwriting has to be tight.
The 10027 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 10027's metrics run below New York County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 10027 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. impressive returns are possible in 10027, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in New York:
Property Strategy for 10027
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $639,373 | $2,460 | 2.8% | -0.2% | $639,373 |
| 2BR | $823,069 | $2,700 | 2.4% | +0.4% | $411,535 |
| 3BR | $1,342,715 | $3,380 | 1.8% | +1.3% | $447,572 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10027 Compare?
| Metric | 10027 | New York | New York |
|---|---|---|---|
| Home Value | $835,348 | $572,493 | $505,608 |
| 5-Year CAGR | N/A | 1.2% | 6.6% |
| Avg Rent | $3,962 | $3,425 | - |
| Cap Rate | 3.7% | 3.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10027 (New York, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 10027 (New York, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $835,348 |
| Monthly Rent | $3,962 |
| Price-to-Rent | 17.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 1.2% |
📈 Home Appreciation
| 1-Year | +2.1% ▲ |
| 3-Year CAGR | -0.6% ▼ |
| 5-Year CAGR | -2.5% ▼ |
| 10-Year CAGR | -4.2% ▼ |
🏠 Rent Trends
| 1-Year | +12.4% ▲ |
| 3-Year CAGR | +7.4% ▲ |
| 5-Year CAGR | +8.5% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10027
Population: 65,068
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10027
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is New York, NY a good market for buy-and-hold investors?
The 2.0/5 investability rating in New York, NY reflects its $835K prices and $3,962/mo rents. Investors generally consider it a solid option within NY.
How deep is the rental pool in New York, NY?
Tenant quality in New York, NY ranks as solid. Landlords generally report reliable occupancy at market rents of $3,962/mo.
How much rent can I charge in New York, NY?
The typical rental in New York, NY commands about $3,962/mo monthly. That rent profile even-keeled cash flow against the $835K purchase basis.
Is New York, NY a good market for FHA house hackers?
The a challenging house-hack environment in New York, NY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What are vacancy rates like in New York, NY?
Rental vacancy in New York, NY is elevated. Investors should budget normal turnover but not chronic empty units.
You know 10027 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 10027 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 10027 ranks in New York-Newark-Jersey City, NY-NJ-PA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 10027 (New York)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 10027 (New York, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.