Real Estate Investing in New York, New York (10025)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

New York County • Population: 93,223 • Data updated: September 2026

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Should you buy in 10025 (New York, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (24/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 12.7% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.1% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in New York, NY (10025)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,162,158
Avg Monthly Rent $4,727
1% Rule ✗ Does Not Meet
Median Income $106,916
% Renters 68.5%

Market Analysis: 10025 New York

ZIP 10025 in New York, NY carries a healthy set of headwinds. Home values near $1.2M and rents of $4,727/mo sit inside a market where underwriting has to be tight.

Rent of $4,727/mo on a $1.2M basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 10025 sits below the stated 0.0% once reality is priced in.

In the broader NY picture, 10025 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 10025 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at New York's stable or hybrid ZIPs before stepping into 10025. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in New York:

C Below Average
Buy Confidence Score: 51/100
Affordability
0/25
Appreciation
14/25
Stability
14/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 10.9× the median income
Value Trend
Rising (+7.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $4,727/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 10025

Which property type performs best in this market?

Best for Cash Flow
1BR
2.6% cap rate
Best for Appreciation
3BR
+3.3% 5yr CAGR
Best Overall Value
2BR
$631,644/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $763,773 $2,790 2.6% +0.7% $763,773
2BR $1,263,289 $3,060 1.7% +1.9% $631,644
3BR $2,023,752 $3,830 1.4% +3.3% $674,584
4BR $3,215,443 $4,160 0.9% +2.7% $803,861

Market Trends

Home Value History (with trend line)

$1.3M$1.1M$1.0M$905K$785K$664KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$4,887$4,423$3,960$3,497$3,033$2,570Jul 2016Jul 2021Jul 2026

📊 How Does 10025 Compare?

Metric 10025 New York New York
Home Value $1,162,158 $572,493 $505,608
5-Year CAGR 1.1% 1.2% 6.6%
Avg Rent $4,727 $3,425 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 10025? Click to expand

69% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10025 (New York, NY). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.2%
Low
5yr Growth
+1.1%
Slow

📊 Market Snapshot

Home Value $1,162,158
Monthly Rent $4,727
Price-to-Rent 20.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 4.3%

📈 Home Appreciation

1-Year +7.0% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +1.1% ▲
10-Year CAGR +1.0% ▲

🏠 Rent Trends

1-Year +9.2% ▲
3-Year CAGR +6.1% ▲
5-Year CAGR +7.8% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.7%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.1%
Flat
Eviction process: Slow Rent control: Unfavorable

Demographics in 10025

Population: 93,223

💰 Median Household Income
$106,916
This area
$106,916
State
$86,376
USA
$74,580
🏠 Renter Occupied
68.5%
This area
68.5%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-24.2%
USA
3.7%
🎓 College Educated
67.3%
This area
67.3%
State
4.2%
USA
33.7%
👤 Median Age
39.8 years
This area
39.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
12.7%
This area
12.7%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 58.5%
Other/Mixed 20.8%
Hispanic/Latino 16.6%
Black/African American 10.8%
Asian 9.9%
👶 Under 18
14.7%
This area
14.7%
USA
22.0%
👴 65 and Over
20.9%
This area
20.9%
USA
17.3%
📊 Poverty Rate
7.6%
This area
7.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10025

B Avg School Grade
11 Schools
11.0:1 Avg Class Size

Schools in This ZIP Code

B+ Above Average
👥
473 Students
👨‍🏫
8.4:1 Class Size
B+ Above Average

PS 75 EMILY DICKINSON

📚 K – 05 Elementary
👥
480 Students
👨‍🏫
6.6:1 Class Size
B+ Above Average

JHS 54 BOOKER T WASHINGTON

📚 06 – 08 Middle
👥
710 Students
👨‍🏫
13.7:1 Class Size
B+ Above Average

MOTT HALL II

📚 06 – 08 Middle
👥
380 Students
👨‍🏫
13.8:1 Class Size
B+ Above Average

PS 163 ALFRED E SMITH

📚 Pre-K – 05 Elementary
👥
524 Students
👨‍🏫
13.1:1 Class Size
B+ Above Average

PS 165 ROBERT E SIMON

📚 Pre-K – 05 Elementary
👥
425 Students
👨‍🏫
13.7:1 Class Size
B Good

COMMUNITY ACTION SCHOOL-MS 258

📚 06 – 08 Middle
👥
138 Students
👨‍🏫
7.8:1 Class Size
B Good

LAFAYETTE ACADEMY

📚 06 – 08 Middle
👥
194 Students
👨‍🏫
7.1:1 Class Size
B Good

WEST PREP ACADEMY

📚 06 – 08 Middle
👥
167 Students
👨‍🏫
6.4:1 Class Size
B Good

PS 145 BLOOMINGDALE SCHOOL (THE)

📚 Pre-K – 05 Elementary
👥
487 Students
👨‍🏫
15.2:1 Class Size
B Good

PS 84 LILLIAN WEBER

📚 Pre-K – 05 Elementary
👥
670 Students
👨‍🏫
15.6:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
D
Bank Street College of Education
597 students · 0.5 mi
A
Columbia University in the City of New York
35,279 students · 0.8 mi
B+
Barnard College
3,353 students · 0.9 mi
C
Teachers College at Columbia University
4,392 students · 0.9 mi
C
Icahn School of Medicine at Mount Sinai
1,234 students · 1.0 mi
C
Union Theological Seminary in the City of New York
220 students · 1.0 mi
D
New York Theological Seminary
50 students · 1.0 mi
B
Jewish Theological Seminary of America
316 students · 1.0 mi

Frequently Asked Questions

Is housing expensive in New York, NY?

The median home value in New York, NY is roughly $1.2M. That puts it reasonable relative to the NY statewide average.

What is the typical renter like in New York, NY?

New York, NY draws a even-keeled base of working renters. Demand at the $4,727/mo rent level is reasonable for standard single-family and small multi rentals.

Are eviction rules reasonable in New York, NY?

NY ranks as a tenant-protective state for landlord-tenant law. New York generally follows the statewide framework, so landlords face reasonable operating rules.

Do rentals sit vacant long in New York, NY?

Vacancy risk in New York, NY is elevated. That supports steady cash flow for typical rental holds.

How much do tenants pay in New York, NY?

Rents in New York, NY run near $4,727/mo. Compared with median home prices of $1.2M that produces solid gross yields for typical rentals.

You know 10025 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 10025 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 10025 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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