Real Estate Investing in Toms River, New Jersey (08755)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ocean County • Population: 29,266 • Data updated: September 2026

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Should you buy in 08755 (Toms River, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Toms River, NJ (08755)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $532,266
Avg Monthly Rent $3,384
1% Rule ✗ Does Not Meet
Median Income $76,355
% Renters 19.6%

Market Analysis: 08755 Toms River

ZIP 08755 inside Ocean County looks affordable on the surface — median value of $532K — but the discount exists for reasons that a careful buyer should understand before committing.

The 08755 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader NJ picture, 08755 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 08755 includes headwinds that any investor should price in. Income distribution skews lower than Toms River averages, and tenant stability requires active management.

The 08755 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Toms River:

C+ Average
Buy Confidence Score: 63/100
Affordability
5/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7× the median income
Value Trend
Rising (+4.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,384/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 08755

Which property type performs best in this market?

Best for Cash Flow
3BR
3.9% cap rate
Best for Appreciation
5BR
+12.9% 5yr CAGR
Best Overall Value
3BR
$170,130/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $412,408 $2,130 3.7% +10.6% $206,204
3BR $510,390 $2,780 3.9% +11.3% $170,130
4BR $805,127 $3,080 2.8% +12.5% $201,282
5BR $1,125,904 +12.9% $225,181

Market Trends

Home Value History (with trend line)

$559K$491K$424K$357K$290K$222KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,529$3,421$3,313$3,205$3,096$2,988Aug 2025Feb 2026Jul 2026

📊 How Does 08755 Compare?

Metric 08755 Toms River New Jersey
Home Value $532,266 $426,473 $559,826
5-Year CAGR 6.9% 6.2% 8.4%
Avg Rent $3,384 $2,902 -
Cap Rate 5.0% 5.7% -
💡 Why Invest in 08755? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08755 (Toms River, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Ocean County

Manage rentals here? List your business →

Horizon Real Estate and Property Management, Inc. provides homeowner association management services to Manchester, NJ area communities, including condo management. summary from their website

HOASmall multifamily
Unclaimed — is this your business? Claim it free

Renaissance Professional Property Management serves Long Beach Island, NJ. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.0%
Fair
5yr Growth
+6.9%
Strong

📊 Market Snapshot

Home Value $532,266
Monthly Rent $3,384
Price-to-Rent 13.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.6%
Cap Rate 5.0%
5-Year IRR 11.9%

📈 Home Appreciation

1-Year +4.1% ▲
3-Year CAGR +4.7% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.3%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.9%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08755

Population: 29,266

💰 Median Household Income
$76,355
This area
$76,355
State
$113,906
USA
$74,580
🏠 Renter Occupied
19.6%
This area
19.6%
State
28.4%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-9.5%
USA
3.7%
🎓 College Educated
28.6%
This area
28.6%
State
25.9%
USA
33.7%
👤 Median Age
42.2 years
This area
42.2 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
7.3%
This area
7.3%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 80.8%
Other/Mixed 8.8%
Hispanic/Latino 7.0%
Black/African American 7.0%
Asian 3.4%
👶 Under 18
25.5%
This area
25.5%
USA
22.0%
👴 65 and Over
22.5%
This area
22.5%
USA
17.3%
📊 Poverty Rate
5.4%
This area
5.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08755

A+ Avg School Grade
1 Schools
13.8:1 Avg Class Size
$25,468 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Joseph A. Citta Elementary School

📚 Pre-K – 05 Elementary
👥
522 Students
👨‍🏫
13.8:1 Class Size
💰
$25,468 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,857 Off-Campus Students
C
Ocean County Vocational-Technical School
450 students · 2.3 mi
D
American Institute-Toms River
463 students · 2.4 mi
C
Beth Medrash of Asbury Park
109 students · 2.5 mi
C+
Rabbinical Seminary Mkor Chaim
81 students · 2.6 mi
C
Ocean County College
7,429 students · 3.1 mi
B
Yeshiva Gedola Tiferes Yaakov Yitzchok
69 students · 3.2 mi
B
Yeshiva Chemdas Hatorah
79 students · 3.7 mi
C
Yeshiva Yesodei Hatorah
72 students · 4.1 mi

Investor Insight: With 1,857 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Which investment style suits Toms River, NJ?

Most investors in Toms River, NJ run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Should investors worry about vacancy in Toms River, NJ?

Vacancy risk in Toms River, NJ is elevated. That supports even-keeled cash flow for typical rental holds.

Is NJ a landlord-friendly state?

NJ law tenant-protective for landlords, and Toms River inherits those rules. Investors should still review local ordinances for rental licensing.

Can owner-occupants cash flow in Toms River, NJ?

The house hack math a challenging in Toms River, NJ. Owner-occupant buyers benefit from the $3,384/mo rents and $532K home values.

How much is rent in Toms River, NJ?

Average rent in Toms River, NJ is approximately $3,384/mo per month. Against $532K home values that yields a reasonable rent-to-price ratio.

You know 08755 now. You don’t know where it ranks.

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How 08755 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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