Real Estate Investing in Lavallette, New Jersey (08735)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ocean County • Population: 3,435 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 08735 (Lavallette, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 71.2% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 51.0 — hard to cash-flow at these prices.

What’s happening in Lavallette, NJ (08735)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,222,858
Avg Monthly Rent $2,000
1% Rule ✗ Does Not Meet
Median Income $71,709
% Renters 17.1%

Market Analysis: 08735 Lavallette

This part of Ocean County is not an easy win. The 08735 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 08735 is sturdy only for operators who understand what they are buying. A $1.2M median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 08735's metrics run below Ocean County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A sturdy renter share of 17% in 08735 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 08735 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lavallette:

C Below Average
Buy Confidence Score: 55/100
Affordability
0/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 17.1× the median income
Value Trend
Rising (+11.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,000/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 08735

Which property type performs best in this market?

Best for Cash Flow
2BR
2.4% cap rate
Best for Appreciation
2BR
+11.2% 5yr CAGR
Best Overall Value
2BR
$335,301/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $670,601 $2,260 2.4% +11.2% $335,301
3BR $1,050,011 $2,960 2.0% +10.1% $350,004
4BR $1,500,169 $3,280 1.6% +10.1% $375,042
5BR $1,917,374 +9.9% $383,475

Market Trends

Home Value History (with trend line)

$1.3M$1.1M$942K$772K$602K$432KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,445$3,134$2,824$2,514$2,203$1,893Jul 2025Jan 2026Jul 2026

📊 How Does 08735 Compare?

Metric 08735 Lavallette New Jersey
Home Value $1,222,858 $1,503,827 $559,826
5-Year CAGR 8.1% 8.0% 8.4%
Avg Rent $2,000 $2,035 -
Cap Rate 1.3% 1.1% -
💡 Why Invest in 08735? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08735 (Lavallette, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Ocean County

Manage rentals here? List your business →

Horizon Real Estate and Property Management, Inc. provides homeowner association management services to Manchester, NJ area communities, including condo management. summary from their website

HOASmall multifamily
Unclaimed — is this your business? Claim it free

Renaissance Professional Property Management serves Long Beach Island, NJ. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.3%
Low
5yr Growth
+8.1%
Strong

📊 Market Snapshot

Home Value $1,222,858
Monthly Rent $2,000
Price-to-Rent 51.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.0%
Cap Rate 1.3%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +11.8% ▲
3-Year CAGR +6.9% ▲
5-Year CAGR +8.1% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
71.2%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.1%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08735

Population: 3,435

💰 Median Household Income
$71,709
This area
$71,709
State
$113,906
USA
$74,580
🏠 Renter Occupied
17.1%
This area
17.1%
State
28.4%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-9.5%
USA
3.7%
🎓 College Educated
48.3%
This area
48.3%
State
25.9%
USA
33.7%
👤 Median Age
63.0 years
This area
63.0 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
71.2%
This area
71.2%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 90.3%
Other/Mixed 9.5%
Hispanic/Latino 4.9%
Asian 0.2%
👶 Under 18
9.0%
This area
9.0%
USA
22.0%
👴 65 and Over
44.2%
This area
44.2%
USA
17.3%
📊 Poverty Rate
1.9%
This area
1.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08735

A+ Avg School Grade
1 Schools
8.6:1 Avg Class Size
$39,305 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Lavallette Elementary School

📚 Pre-K – 08 School
👥
160 Students
👨‍🏫
8.6:1 Class Size
💰
$39,305 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Hugh J. Boyd Jr. Elementary School

📚 Pre-K – 06 School
📍 1200 BAY BOULEVARD, SEASIDE HTS
👥
176 Students
👨‍🏫
7.3:1 Class Size
💰
$39,901 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,857 Off-Campus Students
C
Ocean County College
7,429 students · 4.8 mi
C
Ocean County Vocational-Technical School
450 students · 6.1 mi
D
Innovate Salon Academy
166 students · 6.4 mi
C
Beth Medrash of Asbury Park
109 students · 8.0 mi
C+
Rabbinical Seminary Mkor Chaim
81 students · 8.3 mi
D
American Institute-Toms River
463 students · 8.5 mi
C
Yeshiva Yesodei Hatorah
72 students · 8.6 mi
B
Yeshiva Gedola Tiferes Yaakov Yitzchok
69 students · 9.1 mi

Investor Insight: With 1,857 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are vacancy rates like in Lavallette, NJ?

Lavallette, NJ vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How do experienced investors play Lavallette, NJ?

A careful cash-flow rentals with hands-on management strategy Lavallette, NJ best. The market produces stable results for that approach at the $1.2M price point.

Is Lavallette, NJ good for landlords?

NJ ranks as a tenant-protective state for landlord-tenant law. Lavallette generally follows the statewide framework, so landlords face reasonable operating rules.

Is Lavallette, NJ suited for a house hack?

House hacking in Lavallette, NJ is a tougher. With home values around $1.2M and rents at $2,000/mo, owner-occupants can offset a meaningful share of PITI.

How does Lavallette, NJ rate as a rental market?

With a 3.0/5 investability score, Lavallette, NJ ranks as a solid market for rental property investors. Median prices of $1.2M and rents of $2,000/mo drive the underlying numbers.

You know 08735 now. You don’t know where it ranks.

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How 08735 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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