Real Estate Investing in Pine Beach, New Jersey (08741)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ocean County • Population: 2,769 • Data updated: September 2026

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Should you buy in 08741 (Pine Beach, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 11.8% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pine Beach, NJ (08741)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $584,712
Avg Monthly Rent $2,088
1% Rule ✗ Does Not Meet
Median Income $127,250
% Renters 3.7%

Market Analysis: 08741 Pine Beach

This part of Ocean County is not an easy win. The 08741 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 08741 is durable only for operators who understand what they are buying. A $585K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 08741's metrics run below Ocean County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

In practical terms, 2,769 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. durable returns are possible in 08741, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pine Beach:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Rising (+6.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,088/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 08741

Which property type performs best in this market?

Best for Cash Flow
3BR
4.1% cap rate
Best for Appreciation
4BR
+11.7% 5yr CAGR
Best Overall Value
4BR
$161,714/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $533,595 $3,040 4.1% +11.5% $177,865
4BR $646,856 $3,370 3.8% +11.7% $161,714

Market Trends

Home Value History (with trend line)

$612K$533K$453K$374K$295K$216KJul 2006Jul 2016Jul 2026

📊 How Does 08741 Compare?

Metric 08741 Pine Beach New Jersey
Home Value $584,712 $584,712 $559,826
5-Year CAGR 8.4% 8.4% 8.4%
Avg Rent $2,088 $2,088 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 08741? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08741 (Pine Beach, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Ocean County

Manage rentals here? List your business →

Horizon Real Estate and Property Management, Inc. provides homeowner association management services to Manchester, NJ area communities, including condo management. summary from their website

HOASmall multifamily
Unclaimed — is this your business? Claim it free

Renaissance Professional Property Management serves Long Beach Island, NJ. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+8.4%
Strong

📊 Market Snapshot

Home Value $584,712
Monthly Rent $2,088
Price-to-Rent 23.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 11.2%

📈 Home Appreciation

1-Year +6.9% ▲
3-Year CAGR +7.7% ▲
5-Year CAGR +8.4% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.8%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.4%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08741

Population: 2,769

💰 Median Household Income
$127,250
This area
$127,250
State
$113,906
USA
$74,580
🏠 Renter Occupied
3.7%
This area
3.7%
State
28.4%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-9.5%
USA
3.7%
🎓 College Educated
46.5%
This area
46.5%
State
25.9%
USA
33.7%
👤 Median Age
53.3 years
This area
53.3 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
11.8%
This area
11.8%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 92.0%
Other/Mixed 5.1%
Hispanic/Latino 4.9%
Black/African American 1.8%
Asian 1.1%
👶 Under 18
16.9%
This area
16.9%
USA
22.0%
👴 65 and Over
24.2%
This area
24.2%
USA
17.3%
📊 Poverty Rate
3.1%
This area
3.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08741

A+ Avg School Grade
1 Schools
12.8:1 Avg Class Size
$25,468 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Pine Beach Elementary School

📚 K – 05 Elementary
👥
384 Students
👨‍🏫
12.8:1 Class Size
💰
$25,468 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Bayville Elementary School

📚 Pre-K – 04 Elementary
📍 356 ATLANTIC CITY BLVD, BAYVILLE
👥
511 Students
👨‍🏫
11.5:1 Class Size
💰
$21,503 Per Student
A+ Excellent

Berkeley Township Elementary School

📚 05 – 06 School
📍 10 EMORY AVENUE, BAYVILLE
👥
561 Students
👨‍🏫
10.7:1 Class Size
💰
$21,503 Per Student
A+ Excellent

Central Regional Middle School

📚 07 – 08 Middle
📍 509 FOREST HILLS PARKWAY, BAYVILLE
👥
707 Students
👨‍🏫
10.4:1 Class Size
💰
$22,676 Per Student
A+ Excellent

H & M Potter School

📚 Pre-K – 04 Elementary
📍 60 VEEDER LANE, BAYVILLE
👥
631 Students
👨‍🏫
11.4:1 Class Size
💰
$21,503 Per Student
A+ Excellent

Beachwood Elementary School

📚 K – 05 Elementary
📍 901 BERKELEY AVENUE, BEACHWOOD
👥
481 Students
👨‍🏫
13.5:1 Class Size
💰
$25,468 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,857 Off-Campus Students
C
Ocean County Vocational-Technical School
450 students · 3.7 mi
C
Ocean County College
7,429 students · 4.9 mi
C
Beth Medrash of Asbury Park
109 students · 7.8 mi
D
American Institute-Toms River
463 students · 8.0 mi
C+
Rabbinical Seminary Mkor Chaim
81 students · 8.0 mi
B
Yeshiva Gedola Tiferes Yaakov Yitzchok
69 students · 8.8 mi
D
Innovate Salon Academy
166 students · 8.8 mi
C
Yeshiva Yesodei Hatorah
72 students · 9.1 mi

Investor Insight: With 1,857 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are home prices like in Pine Beach, NJ?

Homes in Pine Beach, NJ typically sell near $585K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

How qualified is the tenant pool in Pine Beach, NJ?

Working renters make up the core of the Pine Beach, NJ tenant base. The pool is reasonable for investors targeting long-term holds.

How much is rent in Pine Beach, NJ?

Rental rates in Pine Beach, NJ average $2,088/mo. Tenant demand and $585K home values make the yield look reasonable by investor standards.

Does Pine Beach, NJ make sense for an investment property?

Yes - Pine Beach, NJ a 3.0/5 investability score. With $585K home prices against $2,088/mo monthly rent, the market delivers a reasonable entry point for new investors.

How should investors approach Pine Beach, NJ?

A careful cash-flow rentals with hands-on management strategy Pine Beach, NJ best. The market produces even-keeled results for that approach at the $585K price point.

You know 08741 now. You don’t know where it ranks.

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How 08741 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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