Real Estate Investing in Toms River, New Jersey (08757)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ocean County • Population: 35,652 • Data updated: September 2026

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Should you buy in 08757 (Toms River, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Toms River, NJ (08757)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $347,292
Avg Monthly Rent $2,854
1% Rule ✗ Does Not Meet
Median Income $53,877
% Renters 13.9%

Market Analysis: 08757 Toms River

Investors eyeing 08757 need to respect the fundamentals at play. Home values of $347K come alongside slower price movement and elevated management overhead.

The 08757 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within NJ, ZIP 08757 trails on several market indicators that neighboring Ocean County submarkets outperform. The gap is real and durable enough to shape underwriting.

A robust renter share of 14% in 08757 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Toms River:

C+ Average
Buy Confidence Score: 63/100
Affordability
5/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.4× the median income
Value Trend
Stable (+3.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,854/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 08757

Which property type performs best in this market?

Best for Cash Flow
2BR
5.1% cap rate
Best for Appreciation
4BR
+12.8% 5yr CAGR
Best Overall Value
4BR
$147,867/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $322,780 $2,280 5.1% +9.9% $161,390
3BR $455,456 $2,980 4.7% +11.8% $151,819
4BR $591,466 $3,300 4.0% +12.8% $147,867

Market Trends

Home Value History (with trend line)

$369K$317K$265K$214K$162K$111KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,865$2,834$2,804$2,773$2,743$2,712Sep 2025Mar 2026Jul 2026

📊 How Does 08757 Compare?

Metric 08757 Toms River New Jersey
Home Value $347,292 $426,473 $559,826
5-Year CAGR 6.0% 6.2% 8.4%
Avg Rent $2,854 $2,902 -
Cap Rate 6.4% 5.7% -
💡 Why Invest in 08757? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08757 (Toms River, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Ocean County

Manage rentals here? List your business →

Horizon Real Estate and Property Management, Inc. provides homeowner association management services to Manchester, NJ area communities, including condo management. summary from their website

HOASmall multifamily
Unclaimed — is this your business? Claim it free

Renaissance Professional Property Management serves Long Beach Island, NJ. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
6.4%
Good
5yr Growth
+6.0%
Strong

📊 Market Snapshot

Home Value $347,292
Monthly Rent $2,854
Price-to-Rent 10.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.9%
Cap Rate 6.4%
5-Year IRR 12.4%

📈 Home Appreciation

1-Year +3.0% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.4%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08757

Population: 35,652

💰 Median Household Income
$53,877
This area
$53,877
State
$113,906
USA
$74,580
🏠 Renter Occupied
13.9%
This area
13.9%
State
28.4%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-9.5%
USA
3.7%
🎓 College Educated
18.7%
This area
18.7%
State
25.9%
USA
33.7%
👤 Median Age
62.7 years
This area
62.7 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
7.8%
This area
7.8%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 82.7%
Other/Mixed 7.7%
Black/African American 7.3%
Hispanic/Latino 4.9%
Asian 2.3%
👶 Under 18
10.2%
This area
10.2%
USA
22.0%
👴 65 and Over
45.1%
This area
45.1%
USA
17.3%
📊 Poverty Rate
4.8%
This area
4.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08757

A+ Avg School Grade
1 Schools
10.8:1 Avg Class Size
$25,468 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

South Toms River Elementary School

📚 K – 05 Elementary
👥
310 Students
👨‍🏫
10.8:1 Class Size
💰
$25,468 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,857 Off-Campus Students
C
Ocean County Vocational-Technical School
450 students · 3.8 mi
C
Ocean County College
7,429 students · 5.9 mi
D
American Institute-Toms River
463 students · 6.1 mi
C
Beth Medrash of Asbury Park
109 students · 6.3 mi
C+
Rabbinical Seminary Mkor Chaim
81 students · 6.4 mi
B
Yeshiva Gedola Tiferes Yaakov Yitzchok
69 students · 6.9 mi
B
Yeshiva Chemdas Hatorah
79 students · 7.3 mi
C
Yeshiva Yesodei Hatorah
72 students · 7.9 mi

Investor Insight: With 1,857 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical home price in Toms River, NJ?

Typical homes in Toms River, NJ go for around $347K. The 5-year CAGR of 0.0% consistent price movement.

What is the renter demographic in Toms River, NJ?

Working renters make up the core of the Toms River, NJ tenant base. The pool is reasonable for investors targeting long-term holds.

Is rental property easy to operate in Toms River, NJ?

Rental owners in Toms River, NJ deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

How strong is Toms River, NJ for real estate investors?

With a 3.0/5 investability score, Toms River, NJ ranks as a solid market for rental property investors. Median prices of $347K and rents of $2,854/mo drive the underlying numbers.

What is the smart move for investors in Toms River, NJ?

For Toms River, NJ, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 08757 now. You don’t know where it ranks.

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How 08757 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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