Real Estate Investing in Collingswood, New Jersey (08108)
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Should you buy in 08108 (Collingswood, NJ)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Collingswood, NJ (08108)?
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Market Analysis: 08108 Collingswood
This part of Camden County is not an easy win. The 08108 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The 08108 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Statewide comparisons place 08108 among NJ's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 08108 includes headwinds that any investor should price in. Income distribution skews lower than Collingswood averages, and tenant stability requires active management.
Strategically, 08108 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Collingswood:
Property Strategy for 08108
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $391,051 | $2,050 | 3.8% | +9.7% | $195,525 |
| 3BR | $468,043 | $2,460 | 3.8% | +11.5% | $156,014 |
| 4BR | $612,513 | $2,740 | 3.2% | +11.1% | $153,128 |
| 5BR | $694,738 | — | — | +11.1% | $138,948 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 08108 Compare?
| Metric | 08108 | Collingswood | New Jersey |
|---|---|---|---|
| Home Value | $512,397 | $432,860 | $559,826 |
| 5-Year CAGR | 8.3% | 8.5% | 8.4% |
| Avg Rent | $2,536 | $2,005 | - |
| Cap Rate | 3.9% | 3.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 08108 (Collingswood, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $512,397 |
| Monthly Rent | $2,536 |
| Price-to-Rent | 16.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.9% |
| 5-Year IRR | 12.2% |
📈 Home Appreciation
| 1-Year | +6.8% ▲ |
| 3-Year CAGR | +6.7% ▲ |
| 5-Year CAGR | +8.3% ▲ |
| 10-Year CAGR | +7.7% ▲ |
🏠 Rent Trends
| 1-Year | +3.6% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 08108
Population: 18,730
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 08108
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 646 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Collingswood, NJ a smart market for rental property?
Yes - Collingswood, NJ a 3.0/5 investability score. With $512K home prices against $2,536/mo monthly rent, the market delivers a reasonable entry point for new investors.
How much do tenants pay in Collingswood, NJ?
The typical rental in Collingswood, NJ commands about $2,536/mo monthly. That rent profile even-keeled cash flow against the $512K purchase basis.
Are there empty rentals in Collingswood, NJ?
Collingswood, NJ carries elevated vacancy risk. Expect reliable absorption at market rents of $2,536/mo.
What is the renter demographic in Collingswood, NJ?
Tenant demand in Collingswood, NJ is solid. The local workforce $2,536/mo rents across most rental classes.
Is housing expensive in Collingswood, NJ?
Expect median prices around $512K in Collingswood, NJ. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.
You know 08108 now. You don’t know where it ranks.
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How 08108 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
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