Real Estate Investing in Collingswood, New Jersey (08107)
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Should you buy in 08107 (Collingswood, NJ)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Collingswood, NJ (08107)?
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Market Analysis: 08107 Collingswood
ZIP 08107 inside Camden County looks affordable on the surface — median value of $353K — but the discount exists for reasons that a careful buyer should understand before committing.
For an experienced owner, 08107 can be a an appealing option for hunting ground — but the discount at $353K reflects genuine risk that outside investors often underestimate.
Statewide comparisons place 08107 among NJ's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 08107 includes headwinds that any investor should price in. Income distribution skews lower than Collingswood averages, and tenant stability requires active management.
Distressed ZIPs reward experience. robust returns are possible in 08107, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Collingswood:
Property Strategy for 08107
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $222,555 | $1,620 | 5.2% | +14.6% | $111,277 |
| 3BR | $350,469 | $1,940 | 4.0% | +12.1% | $116,823 |
| 4BR | $424,084 | $2,170 | 3.7% | +11.6% | $106,021 |
| 5BR | $484,454 | — | — | +11.4% | $96,891 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 08107 Compare?
| Metric | 08107 | Collingswood | New Jersey |
|---|---|---|---|
| Home Value | $353,323 | $432,860 | $559,826 |
| 5-Year CAGR | 8.6% | 8.5% | 8.4% |
| Avg Rent | $1,473 | $2,005 | - |
| Cap Rate | 3.3% | 3.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 08107 (Collingswood, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $353,323 |
| Monthly Rent | $1,473 |
| Price-to-Rent | 20.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.3% |
| 5-Year IRR | 11.9% |
📈 Home Appreciation
| 1-Year | +5.2% ▲ |
| 3-Year CAGR | +7.1% ▲ |
| 5-Year CAGR | +8.6% ▲ |
| 10-Year CAGR | +8.8% ▲ |
🏠 Rent Trends
| 1-Year | -1.3% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 08107
Population: 13,699
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 08107
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Audubon Junior/Senior High School
Bell Oaks Upper Elementary School
Camden High School
Collingswood Middle School
Forest Hill School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 646 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strong is Collingswood, NJ for real estate investors?
Investors tracking Collingswood, NJ will find a 3.0/5 rating supported by $353K median home values and $1,473/mo rents. That profile suits long-term holders targeting steady returns.
What is it like being a landlord in Collingswood, NJ?
The landlord environment in Collingswood, NJ is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
What are rental rates like in Collingswood, NJ?
Collingswood, NJ rentals go for roughly $1,473/mo a month. That puts gross yield in solid territory relative to $353K acquisition costs.
What type of investing works in Collingswood, NJ?
Most investors in Collingswood, NJ run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Is Collingswood, NJ suited for a house hack?
House hacking in Collingswood, NJ is reasonable to execute. Prices around $353K and rents of $1,473/mo solid owner-occupant economics.
You know 08107 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 08107 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 08107 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
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