Real Estate Investing in Montague Township, New Jersey (07827)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 07827 (Montague Township, NJ)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 16.2% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Montague Township, NJ (07827)?
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Market Analysis: 07827 Montague Township
The 07827 ZIP covers a section of Montague Township that demands careful diligence. Prices near $325K look accessible, but the work to make a deal cash flow is real.
Distressed markets are won on execution, not on spreadsheets. ZIP 07827 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader NJ picture, 07827 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Who lives in 07827 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 07827 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Montague Township:
Property Strategy for 07827
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $212,627 | $1,930 | 6.5% | +9.7% | $106,314 |
| 3BR | $383,602 | $2,430 | 4.6% | +10.6% | $127,867 |
Market Trends
Home Value History (with trend line)
📊 How Does 07827 Compare?
| Metric | 07827 | Montague Township | New Jersey |
|---|---|---|---|
| Home Value | $324,869 | $324,869 | $559,826 |
| 5-Year CAGR | 5.9% | 5.9% | 8.4% |
| Avg Rent | $1,737 | $1,737 | - |
| Cap Rate | 4.2% | 4.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07827 (Montague Township, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $324,869 |
| Monthly Rent | $1,737 |
| Price-to-Rent | 15.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.4% |
| Cap Rate | 4.2% |
| 5-Year IRR | 10.0% |
📈 Home Appreciation
| 1-Year | +3.9% ▲ |
| 3-Year CAGR | +5.1% ▲ |
| 5-Year CAGR | +5.9% ▲ |
| 10-Year CAGR | +7.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07827
Population: 4,111
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07827
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Are there empty rentals in Montague Township, NJ?
Montague Township, NJ vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Are homes affordable in Montague Township, NJ?
Median home price in Montague Township, NJ is near $325K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
How does Montague Township, NJ stack up for property investment?
Our data puts Montague Township, NJ at 3.0/5 for investability. Home prices of $325K and rents around $1,737/mo create a solid backdrop for investor activity.
Can I live-in-and-rent in Montague Township, NJ?
The a challenging house-hack environment in Montague Township, NJ reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What is the best play in Montague Township, NJ?
Most investors in Montague Township, NJ run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 07827 now. You don’t know where it ranks.
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How 07827 ranks in New York-Newark-Jersey City, NY-NJ-PA
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