Real Estate Investing in Jersey City, New Jersey (07310)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hudson County • Population: 14,577 • Data updated: September 2026

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Should you buy in 07310 (Jersey City, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 10.0% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Jersey City, NJ (07310)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,016,694
Avg Monthly Rent $4,582
1% Rule ✗ Does Not Meet
Median Income $191,912
% Renters 89.0%

Market Analysis: 07310 Jersey City

Not every below-median market is a bargain. Jersey City's 07310 ZIP reports signals that favor experienced operators who can absorb the risk $1.0M pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 07310 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 07310's metrics run below Hudson County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 07310 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Jersey City's stable or hybrid ZIPs before stepping into 07310. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jersey City:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
18/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Rising (+6.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $4,582/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07310

Which property type performs best in this market?

Best for Cash Flow
1BR
3.4% cap rate
Best for Appreciation
1BR
+4.5% 5yr CAGR
Best Overall Value
2BR
$577,615/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $789,377 $3,680 3.4% +4.5% $789,377
2BR $1,155,230 $4,140 2.6% +2.6% $577,615

Market Trends

Home Value History (with trend line)

$1.3M$1.1M$970K$820K$671K$521KMar 2006May 2016Jul 2026

Rent History (with trend line)

$4,738$4,285$3,832$3,379$2,926$2,474Mar 2019Nov 2022Jul 2026

📊 How Does 07310 Compare?

Metric 07310 Jersey City New Jersey
Home Value $1,016,694 $393,255 $559,826
5-Year CAGR 3.6% 3.0% 8.4%
Avg Rent $4,582 $3,119 -
Cap Rate 3.5% 3.4% -
💡 Why Invest in 07310? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

89% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07310 (Jersey City, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+3.6%
Moderate

📊 Market Snapshot

Home Value $1,016,694
Monthly Rent $4,582
Price-to-Rent 18.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 7.1%

📈 Home Appreciation

1-Year +6.0% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +3.6% ▲
10-Year CAGR +2.5% ▲

🏠 Rent Trends

1-Year +8.9% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +7.6% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.0%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.6%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 07310

Population: 14,577

💰 Median Household Income
$191,912
This area
$191,912
State
$113,906
USA
$74,580
🏠 Renter Occupied
89.0%
This area
89.0%
State
28.4%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-9.5%
USA
3.7%
🎓 College Educated
86.3%
This area
86.3%
State
25.9%
USA
33.7%
👤 Median Age
31.1 years
This area
31.1 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
10.0%
This area
10.0%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
Asian 54.8%
White 29.5%
Other/Mixed 8.7%
Black/African American 7.0%
Hispanic/Latino 5.6%
👶 Under 18
9.2%
This area
9.2%
USA
22.0%
👴 65 and Over
3.0%
This area
3.0%
USA
17.3%
📊 Poverty Rate
2.2%
This area
2.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07310

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Alfred Zampella School

📚 Pre-K – 08 School
📍 201 NORTH ST, JERSEY CITY
👥
659 Students
👨‍🏫
10.8:1 Class Size
💰
$32,533 Per Student
A+ Excellent

Chaplain Charles Watters School

📚 Pre-K – 08 School
📍 220 VIRGINIA AVE, JERSEY CITY
👥
552 Students
👨‍🏫
11.3:1 Class Size
💰
$32,533 Per Student
A+ Excellent

Charles E. Trefurt School

📚 Pre-K – 05 Elementary
📍 96 FRANKLIN ST, JERSEY CITY
👥
710 Students
👨‍🏫
11.1:1 Class Size
💰
$32,533 Per Student
A+ Excellent

Dr. Charles P. DeFuccio School

📚 Pre-K – 08 School
📍 214 PLAINFIELD AVE, JERSEY CITY
👥
307 Students
👨‍🏫
9.3:1 Class Size
💰
$32,533 Per Student
A+ Excellent

Dr. Paul Rafalides School

📚 Pre-K – 04 Elementary
📍 362 UNION ST, JERSEY CITY
👥
347 Students
👨‍🏫
10.5:1 Class Size
💰
$32,533 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,099 Off-Campus Students
B
Stevens Institute of Technology
8,842 students · 1.2 mi
C
CUNY Borough of Manhattan Community College
18,225 students · 1.4 mi
D
Garden State Science and Technology Institute
576 students · 1.4 mi
D
Eastern International College-Jersey City
474 students · 1.5 mi
C
Institute of Culinary Education
637 students · 1.5 mi
C
Arrojo Cosmetology School
107 students · 1.5 mi
C
Hudson County Community College
7,229 students · 1.5 mi
C
Aveda Arts & Sciences Institute-New York
76 students · 1.5 mi

Investor Insight: With 3,099 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much do tenants pay in Jersey City, NJ?

Average rent in Jersey City, NJ is approximately $4,582/mo per month. Against $1.0M home values that yields a reasonable rent-to-price ratio.

What price range are homes in Jersey City, NJ?

Expect median prices around $1.0M in Jersey City, NJ. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

Is Jersey City in NJ worth investing in?

With a 3.0/5 investability score, Jersey City, NJ ranks as a solid market for rental property investors. Median prices of $1.0M and rents of $4,582/mo drive the underlying numbers.

What investment strategy works best in Jersey City, NJ?

The best-fit strategy in Jersey City, NJ is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Does house hacking work in Jersey City, NJ?

The house hack math a tougher in Jersey City, NJ. Owner-occupant buyers benefit from the $4,582/mo rents and $1.0M home values.

You know 07310 now. You don’t know where it ranks.

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How 07310 ranks in New York-Newark-Jersey City, NY-NJ-PA

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