Real Estate Investing in New York, New York (10282)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

New York County • Population: 5,960 • Data updated: September 2026

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Should you buy in 10282 (New York, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.5% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in New York, NY (10282)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $2,207,793
Avg Monthly Rent $7,716
1% Rule ✗ Does Not Meet
Median Income $250,001
% Renters 90.9%

Market Analysis: 10282 New York

ZIP 10282 in New York, NY carries a solid set of headwinds. Home values near $2.2M and rents of $7,716/mo sit inside a market where underwriting has to be tight.

Rent of $7,716/mo on a $2.2M basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 10282 sits below the stated 0.0% once reality is priced in.

Regionally, 10282 sits on the difficult end of the NY spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

The 10282 ZIP's population of 5,960 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

Distressed ZIPs reward experience. solid returns are possible in 10282, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in New York:

C Below Average
Buy Confidence Score: 57/100
Affordability
0/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.8× the median income
Value Trend
Rising (+8.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $7,716/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 10282

Which property type performs best in this market?

Best for Cash Flow
1BR
2.4% cap rate
Best for Appreciation
1BR
+6.9% 5yr CAGR
Best Overall Value
2BR
$934,885/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $1,036,280 $3,400 2.4% +6.9% $1,036,280
2BR $1,869,770 $3,760 1.4% +5.1% $934,885

Market Trends

Home Value History (with trend line)

$2.3M$2.0M$1.7M$1.5M$1.2M$870KJan 2011Oct 2018Jul 2026

Rent History (with trend line)

$8,377$7,644$6,912$6,179$5,446$4,714Oct 2021Mar 2024Jul 2026

📊 How Does 10282 Compare?

Metric 10282 New York New York
Home Value $2,207,793 $572,493 $505,608
5-Year CAGR 7.2% 1.2% 6.6%
Avg Rent $7,716 $3,425 -
Cap Rate 2.7% 3.2% -
💡 Why Invest in 10282? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

91% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10282 (New York, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 10282 (New York, NY)?

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+7.2%
Strong

📊 Market Snapshot

Home Value $2,207,793
Monthly Rent $7,716
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +8.1% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR +3.5% ▲

🏠 Rent Trends

1-Year +13.8% ▲
3-Year CAGR +7.9% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.5%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.2%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 10282

Population: 5,960

💰 Median Household Income
$250,001
This area
$250,001
State
$86,376
USA
$74,580
🏠 Renter Occupied
90.9%
This area
90.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-24.2%
USA
3.7%
🎓 College Educated
80.1%
This area
80.1%
State
4.2%
USA
33.7%
👤 Median Age
38.7 years
This area
38.7 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
8.5%
This area
8.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 74.6%
Asian 13.7%
Other/Mixed 9.5%
Black/African American 2.1%
Hispanic/Latino 1.1%
👶 Under 18
28.3%
This area
28.3%
USA
22.0%
👴 65 and Over
8.9%
This area
8.9%
USA
17.3%
📊 Poverty Rate
2.0%
This area
2.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10282

B Avg School Grade
3 Schools
15.2:1 Avg Class Size

Schools in This ZIP Code

B+ Above Average

IS 289

📚 06 – 08 Middle
👥
258 Students
👨‍🏫
11.7:1 Class Size
B+ Above Average

PS 89

📚 Pre-K – 05 Elementary
👥
330 Students
👨‍🏫
13.1:1 Class Size
C Below Average

STUYVESANT HIGH SCHOOL

📚 09 – 12 High School
👥
3,257 Students
👨‍🏫
20.7:1 Class Size

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Frank R Conwell School

📚 Pre-K – 05 Elementary
📍 111 BRIGHT STREET, JERSEY CITY
👥
508 Students
👨‍🏫
11.0:1 Class Size
💰
$32,533 Per Student
A+ Excellent

Rafael Cordero y Molina

📚 Pre-K – 08 School
📍 158 ERIE ST, JERSEY CITY
👥
770 Students
👨‍🏫
10.1:1 Class Size
💰
$32,533 Per Student
A+ Excellent

BROOKLYN PROSPECT CHARTER SCHOOL-CSD 13

📚 K – 08 School Charter
📍 80 WILLOUGHBY ST, BROOKLYN
👥
730 Students
👨‍🏫
11.8:1 Class Size
💰
$27,926 Per Student
A+ Excellent

BROOKLYN RISE CHARTER SCHOOL

📚 K – 05 Elementary Charter
📍 9 HANOVER PL, BROOKLYN
👥
300 Students
👨‍🏫
11.5:1 Class Size
💰
$25,728 Per Student
A+ Excellent

BROOME STREET ACADEMY CHARTER HIGH SCHOOL

📚 09 – 12 High School Charter
📍 121 AVE OF THE AMERICAS, NEW YORK
👥
354 Students
👨‍🏫
9.9:1 Class Size
💰
$22,775 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,148 Off-Campus Students
C
CUNY Borough of Manhattan Community College
18,225 students · 0.2 mi
C
Institute of Culinary Education
637 students · 0.3 mi
C
New York Law School
1,056 students · 0.4 mi
C
New York Academy of Art
116 students · 0.5 mi
D
Metropolitan College of New York
663 students · 0.5 mi
C+
Pace University
14,092 students · 0.7 mi
D
Pacific College of Health and Science
678 students · 0.7 mi
D
The King's College
0 students · 0.7 mi

Investor Insight: With 1,148 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How landlord-friendly is New York, NY?

New York, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

Which real estate strategy fits New York, NY?

In New York, NY the healthy play is typically careful cash-flow rentals with hands-on management. The combination of $2.2M prices and $7,716/mo rents suits that approach.

What is the typical rental rate in New York, NY?

Rents in New York, NY run near $7,716/mo. Compared with median home prices of $2.2M that produces solid gross yields for typical rentals.

Can I live-in-and-rent in New York, NY?

House hacking in New York, NY is reasonable to execute. Prices around $2.2M and rents of $7,716/mo solid owner-occupant economics.

How expensive is real estate in New York, NY?

Expect median prices around $2.2M in New York, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

You know 10282 now. You don’t know where it ranks.

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How 10282 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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