Real Estate Investing in Plymouth, Connecticut (06786)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 06786 (Plymouth, CT)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.9% of homes vacant — above national norms.
What’s happening in Plymouth, CT (06786)?
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Market Analysis: 06786 Plymouth
ZIP 06786 in Plymouth, CT carries a robust set of headwinds. Home values near $335K and rents of $1,423/mo sit inside a market where underwriting has to be tight.
The 06786 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Plymouth have seen price recovery that 06786 has not matched. Litchfield County data supports the view that the spread is structural rather than temporary.
Resident income in 06786 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. robust returns are possible in 06786, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Plymouth:
Property Strategy for 06786
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $256,126 | $1,640 | 4.6% | +11.7% | $128,063 |
| 3BR | $321,803 | $2,030 | 4.5% | +9.9% | $107,268 |
| 4BR | $357,089 | $2,390 | 4.8% | +9.8% | $89,272 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 06786 Compare?
| Metric | 06786 | Plymouth | Torrington, CT | Connecticut |
|---|---|---|---|---|
| Home Value | $334,885 | $345,830 | N/A | $425,784 |
| 5-Year CAGR | 7.8% | 7.4% | N/A | 9.3% |
| Avg Rent | $1,423 | $1,638 | N/A | - |
| Cap Rate | 3.3% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 06786 (Plymouth, CT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $334,885 |
| Monthly Rent | $1,423 |
| Price-to-Rent | 19.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 11.1% |
📈 Home Appreciation
| 1-Year | +7.9% ▲ |
| 3-Year CAGR | +6.9% ▲ |
| 5-Year CAGR | +7.8% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 06786
Population: 9,617
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 06786
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
Plymouth Center School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,396 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What kind of market is Plymouth, CT for investors?
Our data puts Plymouth, CT at 3.0/5 for investability. Home prices of $335K and rents around $1,423/mo create a solid backdrop for investor activity.
What do rentals go for in Plymouth, CT?
Average rent in Plymouth, CT is approximately $1,423/mo per month. Against $335K home values that yields a reasonable rent-to-price ratio.
How do experienced investors play Plymouth, CT?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Plymouth, CT. The numbers - $335K homes against $1,423/mo rents - support that play.
Are there empty rentals in Plymouth, CT?
Vacancy in Plymouth, CT is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,423/mo.
Is Plymouth, CT landlord-friendly?
CT ranks as a landlord-friendly state for landlord-tenant law. Plymouth generally follows the statewide framework, so landlords face reasonable operating rules.
You know 06786 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 06786 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 06786 ranks in Torrington, CT
Every ZIP in this metro, ranked. Free.
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