Real Estate Investing in Plymouth, Connecticut (06782)
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Should you buy in 06782 (Plymouth, CT)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Plymouth, CT (06782)?
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Market Analysis: 06782 Plymouth
Not every below-median market is a bargain. Plymouth's 06782 ZIP reports signals that favor experienced operators who can absorb the risk $357K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 06782 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Within CT, ZIP 06782 trails on several market indicators that neighboring Litchfield County submarkets outperform. The gap is real and impressive enough to shape underwriting.
Employment concentration in 06782 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 06782 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Plymouth:
Property Strategy for 06782
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $275,954 | $2,060 | 5.4% | +10.6% | $137,977 |
| 3BR | $358,660 | $2,550 | 5.1% | +9.4% | $119,553 |
| 4BR | $433,439 | $3,000 | 5.0% | +9.8% | $108,360 |
Market Trends
Home Value History (with trend line)
📊 How Does 06782 Compare?
| Metric | 06782 | Plymouth | Torrington, CT | Connecticut |
|---|---|---|---|---|
| Home Value | $356,776 | $345,830 | N/A | $425,784 |
| 5-Year CAGR | 7.1% | 7.4% | N/A | 9.3% |
| Avg Rent | $1,854 | $1,638 | N/A | - |
| Cap Rate | 4.1% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 06782 (Plymouth, CT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $356,776 |
| Monthly Rent | $1,854 |
| Price-to-Rent | 16.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.1% |
| 5-Year IRR | 11.1% |
📈 Home Appreciation
| 1-Year | +5.2% ▲ |
| 3-Year CAGR | +5.6% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +7.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 06782
Population: 2,098
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 06782
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Terryville High School
Eli Terry Jr. Middle School
Harry S. Fisher Elementary School
Thomaston High School
Black Rock School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,396 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How expensive is real estate in Plymouth, CT?
The median home value in Plymouth, CT is roughly $357K. That puts it reasonable relative to the CT statewide average.
Can owner-occupants cash flow in Plymouth, CT?
Plymouth, CT offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,854/mo rent level.
How landlord-friendly is Plymouth, CT?
Landlord-friendliness in Plymouth, CT is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What real estate strategy is ideal for Plymouth, CT?
For Plymouth, CT, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How strong is the working-renter base in Plymouth, CT?
The renter base in Plymouth, CT is reasonable for the $1,854/mo price point. Screening well and pricing to market typically yields consistent tenants.
You know 06782 now. You don’t know where it ranks.
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How 06782 ranks in Torrington, CT
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