Real Estate Investing in Charleston, Vermont (05872)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orleans County • Population: 766 • Data updated: September 2026

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Should you buy in 05872 (Charleston, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 24.4% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Charleston, VT (05872)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $298,312
Avg Monthly Rent $1,044
1% Rule ✗ Does Not Meet
Median Income $45,134
% Renters 7.3%

Market Analysis: 05872 Charleston

The 05872 ZIP covers a section of Charleston that demands careful diligence. Prices near $298K look accessible, but the work to make a deal cash flow is real.

The 05872 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Charleston have seen price recovery that 05872 has not matched. Orleans County data supports the view that the spread is structural rather than temporary.

Who lives in 05872 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 05872 is an operator game, not a passive one. Looking more closely, entry prices of $298K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Charleston:

C Below Average
Buy Confidence Score: 53/100
Affordability
5/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.6× the median income
Value Trend
Rising (+7.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,044/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$313K$278K$243K$209K$174K$139KJan 2012May 2019Jul 2026

📊 How Does 05872 Compare?

Metric 05872 Charleston Vermont
Home Value $298,312 $298,312 $387,631
5-Year CAGR 4.4% 4.4% 6.4%
Avg Rent $1,044 $1,044 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 05872? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05872 (Charleston, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+4.4%
Moderate

📊 Market Snapshot

Home Value $298,312
Monthly Rent $1,044
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 7.1%

📈 Home Appreciation

1-Year +7.8% ▲
3-Year CAGR +1.1% ▲
5-Year CAGR +4.4% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.4%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+4.4%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05872

Population: 766

💰 Median Household Income
$45,134
This area
$45,134
State
$75,625
USA
$74,580
🏠 Renter Occupied
7.3%
This area
7.3%
State
19.3%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
-24.2%
USA
3.7%
🎓 College Educated
12.9%
This area
12.9%
State
2.9%
USA
33.7%
👤 Median Age
46.5 years
This area
46.5 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
24.4%
This area
24.4%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 98.1%
Other/Mixed 1.9%
👶 Under 18
18.8%
This area
18.8%
USA
22.0%
👴 65 and Over
23.9%
This area
23.9%
USA
17.3%
📊 Poverty Rate
5.3%
This area
5.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05872

A+ Avg School Grade
1 Schools
8.8:1 Avg Class Size
$24,339 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Charleston Elementary School

📚 Pre-K – 08 School
👥
121 Students
👨‍🏫
8.8:1 Class Size
💰
$24,339 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is the tenant base reliable in Charleston, VT?

Working renters make up the core of the Charleston, VT tenant base. The pool is reasonable for investors targeting long-term holds.

How does Charleston, VT rate as a rental market?

Charleston, VT clocks in at an investability rating of 3.0/5, with median home values near $298K and average rents around $1,044/mo. That combination puts it in the sturdy tier for investor interest.

Is housing expensive in Charleston, VT?

Homes in Charleston, VT typically sell near $298K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

Is Charleston, VT suited for a house hack?

Charleston, VT is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $298K price point reasonable to enter.

Is Charleston, VT landlord-friendly?

Charleston, VT operates under VT law, which is balanced overall for landlords. Expect measured treatment in typical lease and eviction cases.

You know 05872 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05872 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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