Real Estate Investing in Ferrisburgh, Vermont (05456)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Addison County • Population: 978 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 05456 (Ferrisburgh, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.3% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ferrisburgh, VT (05456)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $483,658
Avg Monthly Rent $1,755
1% Rule ✗ Does Not Meet
Median Income $132,250
% Renters 13.5%

Market Analysis: 05456 Ferrisburgh

The 05456 ZIP in Ferrisburgh, VT is a local-operator market. Outside capital chasing a $484K entry has to pair deep knowledge with the discount.

Rent of $1,755/mo on a $484K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 05456 sits below the stated 0.0% once reality is priced in.

ZIP 05456's metrics run below Addison County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 05456 ZIP's population of 978 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

New investors are better served looking at Ferrisburgh's stable or hybrid ZIPs before stepping into 05456. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ferrisburgh:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Stable (+0.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,755/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$515K$462K$410K$358K$306K$253KJul 2006Jul 2016Jul 2026

📊 How Does 05456 Compare?

Metric 05456 Ferrisburgh Vermont
Home Value $483,658 $498,777 $387,631
5-Year CAGR 2.8% 3.0% 6.4%
Avg Rent $1,755 $1,760 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 05456? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05456 (Ferrisburgh, VT). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 05456 (Ferrisburgh, VT)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+2.8%
Slow

📊 Market Snapshot

Home Value $483,658
Monthly Rent $1,755
Price-to-Rent 23.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.8%
5-Year IRR 5.7%

📈 Home Appreciation

1-Year +0.4% ▲
3-Year CAGR 0.0% ▼
5-Year CAGR +2.8% ▲
10-Year CAGR +4.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.3%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+2.8%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05456

Population: 978

💰 Median Household Income
$132,250
This area
$132,250
State
$75,625
USA
$74,580
🏠 Renter Occupied
13.5%
This area
13.5%
State
19.3%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-24.2%
USA
3.7%
🎓 College Educated
52.8%
This area
52.8%
State
2.9%
USA
33.7%
👤 Median Age
44.8 years
This area
44.8 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
18.3%
This area
18.3%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 99.9%
Other/Mixed 0.1%
👶 Under 18
16.5%
This area
16.5%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05456

A+ Avg School Grade
1 Schools
14.7:1 Avg Class Size
$27,537 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Ferrisburgh Central School

📚 Pre-K – 06 School
👥
236 Students
👨‍🏫
14.7:1 Class Size
💰
$27,537 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
B+
Middlebury College
2,857 students · 14.3 mi

Frequently Asked Questions

What monthly rent should investors expect in Ferrisburgh, VT?

Ferrisburgh, VT rentals go for roughly $1,755/mo a month. That puts gross yield in solid territory relative to $484K acquisition costs.

How high is vacancy risk in Ferrisburgh, VT?

Ferrisburgh, VT sees elevated vacancy, which is reasonable relative to the broader VT rental market.

Is Ferrisburgh, VT a good market for buy-and-hold investors?

Ferrisburgh, VT rates 3.0/5 for investability. With median values at $484K and rents near $1,755/mo, the market offers reasonable fundamentals for rental investors.

How strong is tenant demand in Ferrisburgh, VT?

Expect a solid tenant pool in Ferrisburgh, VT. The rental market absorbs $1,755/mo rents without meaningful friction.

What is the best play in Ferrisburgh, VT?

The best-fit strategy in Ferrisburgh, VT is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 05456 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05456 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 05456 (Ferrisburgh)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 05456 (Ferrisburgh, VT).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.